Talk to a doctor without leaving home
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingHealthcare decisions for people paying for care without a traditional employer benefit package.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 45214, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
Official program information includes Medicaid benefits, provider directories, and application help. The Medicaid pharmacy services portal lists Ohio Benefits and the consumer hotline as application routes.
The local facts stay the same. These are the pressure points and questions that matter more for this decision.
Use your actual household and compare total exposure, not just the monthly amount.
Your ZIP and situation carry into the calculator so the next step stays connected to this page.
Estimate my householdSakeOf is a healthcare membership for people who want a more active way to organize care and handle medical costs than an insurance-first experience. It brings together everyday-care options, provider choice, and support reviewing medical bills. The practical first step is to match the care you need with the membership features you have selected and that are active, then contact the relevant service or provider.
For a new concern that is appropriate for remote care, telemedicine may be a convenient place to start. For ongoing care, Virtual Primary Care may provide a dedicated physician relationship and follow-up. If you need an examination, test, or specialist, use provider search to identify places to contact and ask directly about the service, availability, and expected charges. The calculator and Savings Guide help you explore membership options; Jordan can help with membership questions.
Zero Copay Telemedicine is an optional feature. When selected and active, it provides access to the current service partner’s telemedicine service. A clinician may recommend an in-person visit or another service; ask the provider about any separate service and charge before proceeding when possible.
Rx and Prescription Benefits are optional. If selected and active, check the program information and pharmacy details for the medication you need before filling it. The applicable terms determine how a prescription is handled, so confirm any cost or requirements rather than assuming a particular medication or pharmacy price applies.
Mental Health and Counseling is an optional feature that requires active Rx and Prescription Benefits and Zero Copay Telemedicine. When active with those required features, it includes unlimited on-demand telephonic counseling at zero dollars through the current service partner, with 24/7 access to master's-level counseling professionals. Up to three face-to-face counseling consultations per incident may be arranged when available through the program. If you need a different type or level of behavioral-health service, ask the service partner or a local resource about appropriate next steps.
Virtual Primary Care has a $15 monthly adjustment and requires active Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling for the bundled service tier. When selected and active, it provides zero-dollar virtual primary-care access, a dedicated physician relationship, an annual virtual wellness visit, and chronic-care follow-up and medication-management support when clinically appropriate for virtual care.
Cincinnati Health Department City of Cincinnati Primary Care lists six community health centers offering medical care and provides 513-357-7320 for appointment inquiries. The department also lists dental services. Call to ask which center offers the service you need and what appointment arrangements are currently available. www.summahealth.org
Hamilton County Public Health lists STI/HIV testing and treatment, tuberculosis services, and support for eligible families through the Children with Medical Handicaps program. Its clinic is at 5050 Section Avenue, Cincinnati, OH 45212; the listed phone number is 513-946-7610. Call to confirm current services, eligibility, and arrangements before visiting. www.summahealth.org
UC Health and TriHealth list care locations in Cincinnati. Treat a provider listing as a starting point: contact the specific location to confirm it offers the service, has appointments, and can provide an expected charge. For hospital care, UC Health provides a route to request an estimate. An estimate may not determine the final amount, so ask about the specific service and any applicable costs before scheduled care when possible.
For Medicare provider comparisons, Medicare Care Compare is a federal tool for finding and comparing Medicare-approved providers. Use it to compare available information, then confirm details with the provider; it does not establish appointment access or an individual’s cost. Ohio Medicaid’s state resources provide benefit, provider-directory, and application information for people seeking state program information.
If a bill is confusing or seems unusually high, SakeOf Full Service advocacy can support bill verification, fair-price review, and negotiation. Keep the itemized bill and related records together. An itemized bill is required for submissions and should include service dates, provider information, and CPT or HCPCS codes when available. SakeOf may also request medical records, clinical notes, diagnosis or procedure details, provider documentation, billing records, or a signed release to review eligibility, medical necessity, and fair pricing.
Submit complete documents within six months of the service date. Submit a balance bill, denial, or payment demand within 10 days of receiving it. For planned higher-cost care, contact SakeOf in advance when reasonably possible. These steps give the review information it may need; they do not promise a particular decision or outcome.
TriHealth describes financial-assistance applications and financial-counseling contacts. If you are considering care there, contact TriHealth to confirm current requirements and eligibility. Its assistance process and SakeOf membership support are separate options; ask each directly what applies to your situation.
For a larger eligible event, SakeOf’s approach includes an applicable member commitment and voluntary community funding, subject to program rules. Full Service advocacy can help verify bills, review fair pricing, and support negotiation. Eligibility and applicable responsibilities depend on the membership terms, so contact SakeOf about planned care when reasonably possible.
Keep your membership active, maintain a valid payment method, fund required asks, and provide requested documentation promptly. If a provider can give you an estimate, request one for the specific planned service and keep it with your bills and provider communications. An estimate is a useful planning detail, not a promise of the final amount.
Depending on your needs, optional features include Maternity Care (+$18 per month), Chiropractic and Acupuncture (+$14), Physical and Occupational Therapy (+$11), Durable Medical Equipment (+$7), and Dental and Vision Discounts (+$9). Each applies only when selected and active and remains subject to its program terms. Review the feature details in the calculator or membership options before choosing one for a particular need.
Dental and vision discounts are available through participating providers at applicable discounted rates. The member pays the provider directly, and discounts vary by provider and service. Ask the provider what it offers and what price applies before scheduling or making a purchase.
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.
Explore a transparent healthcare sharing option for eligible teams, with straightforward education, member guidance, and year-round access.
Explore employer solutionsTalk with a SakeOf Guide about pricing, membership, and which next step makes sense for you or your household.
Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
Call 513-357-7320 to ask about appointments at the city’s community health centers. Confirm the relevant center’s services and current arrangements directly. [[cite:1]]
The clinic is at 5050 Section Avenue, Cincinnati, OH 45212. Call 513-946-7610 to confirm current services, eligibility, and arrangements before visiting. [[cite:1]]
Zero Copay Telemedicine is an optional feature. Access applies when it is selected and active under the applicable program terms. Check your membership details for current service information.
When selected and active with the required features, Mental Health and Counseling includes unlimited on-demand telephonic counseling at zero dollars through the current service partner, with 24/7 access to master's-level counseling professionals. Up to three face-to-face consultations per incident may be arranged when available through the program.
Use provider search to identify providers to contact, then ask directly about the service, appointment availability, and expected charges. Cincinnati Health Department City of Cincinnati Primary Care lists community health centers and provides 513-357-7320 for appointment inquiries. [[cite:1]]
Submit a balance bill, denial, or payment demand within 10 days of receiving it. Complete documents should be submitted within six months of the service date. An itemized bill is required, and SakeOf may request additional records for review.
Optional features include Maternity Care, Dental and Vision Discounts, Chiropractic and Acupuncture, Physical and Occupational Therapy, and Durable Medical Equipment. They apply when selected and active and remain subject to program terms. Review feature details and confirm provider prices before relying on an option.
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