Compare your options
Look at insurance, healthcare sharing, provider needs, and the tradeoffs.
Your work. Your way. Your healthcare.
Working for yourself should not mean figuring out healthcare alone. Explore a sharing community with clear monthly contributions, provider choice, and people to help when medical bills arrive.
For the people building something of their own.
Join on your timelineNo annual open enrollment window.
Individual or familyExplore membership for your household.
Real member supportGuidance when care and bills get complicated.
Take care of your business. We'll help you understand your options.
Whether you're a solo founder, consultant, or established small business owner, you can explore membership without an employer sponsoring it.
Explore the member experiencePlan for monthly costs
Build an estimate for your household and your preferred sharing options.
Keep control of care decisions
Choose licensed providers, subject to the membership guidelines.
Get help navigating bills
Member advocates can help you understand medical bills and next steps.
A straightforward place to start.
Build your monthly estimate
Enter your household details and see an illustrative SakeOf amount.
Understand the guidelines
Review eligibility, sharing limits, and membership terms before joining.
What could healthcare cost with SakeOf?
Build an estimate around your household and the options that matter to you.
Plan Type
Household Members
Coverage Options
🤰
Maternity Care
💊
Rx and Prescription Benefits
📞
Zero Copay Telemedicine
Requires Rx and Prescription Benefits
🧠
Mental Health and Counseling
Requires Rx and Zero Copay Telemedicine
🏥
Virtual Primary Care
Requires Rx and Zero Copay Telemedicine
🌿
Chiropractic and Acupuncture
🦷
Dental and Vision Discounts
🧩
Physical and Occupational Therapy
🦽
Durable Medical Equipment
Member Commitment Per Event
Your Estimate
$0
estimated per month
Base membership
$0
Community ask cap
$0
Monthly total
$0
Plan Details
Base fees capped at $300 per household.
Join Community
Your health deserves attention, too.
SakeOf Labs makes it easier to keep up with your health while working for yourself. Choose a blood testing panel, request an at-home draw where available, and follow your results over time.
Explore SakeOf LabsAt-home blood draws
A licensed phlebotomist visits your home or office in available service areas.
40+ or 70+ biomarkers
Choose a Core or Complete panel based on how much detail you want.
Track your results
Review your dashboard and compare changes across future draws.
Support beyond the monthly number.
Learn how the SakeOf member experience, care guidance, and available lab services fit together.
Questions worth asking.
Read the membership guidelinesCan I join SakeOf when I'm self-employed?
You can apply as an individual or household without employer sponsorship. Review the membership guidelines for eligibility and participation requirements.
Can my spouse or children be included?
SakeOf offers household membership options. Use the calculator to explore contributions for your family and review the applicable guidelines.
Can I use my own doctor?
SakeOf does not require a single provider network. You can choose licensed providers in the United States, with sharing eligibility subject to the member guidelines.
Is SakeOf the same as health insurance?
No. SakeOf is a healthcare sharing community, not health insurance. Sharing is voluntary, subject to published guidelines, and never guaranteed. It is not ACA-compliant insurance coverage.
Can I deduct SakeOf membership contributions as health insurance premiums?
Do not assume healthcare sharing contributions qualify for the self-employed health insurance deduction. Ask a qualified tax adviser about your circumstances.
What if my business or income changes?
Membership is month to month. Review the current guidelines and cancellation terms if your situation changes. SakeOf does not replace unemployment benefits or an employer insurance plan.
Have questions about joining on your own?
Send a message to a SakeOf Guide.
800-212-5920
Or explore healthcare for 1099 workers.
Healthcare decisions deserve a clear picture.
Compare the options, see your monthly estimate, and decide whether healthcare sharing makes sense for you.