Talk to a doctor without leaving home
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingHealthcare decisions for people paying for care without a traditional employer benefit package.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 45999, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
Official program information includes Medicaid benefits, provider directories, and application help. The Medicaid pharmacy services portal lists Ohio Benefits and the consumer hotline as application routes.
The local facts stay the same. These are the pressure points and questions that matter more for this decision.
Use your actual household and compare total exposure, not just the monthly amount.
Your ZIP and situation carry into the calculator so the next step stays connected to this page.
Estimate my householdSakeOf is a healthcare membership built around practical care options, provider choice, and support navigating medical bills. Begin with the need in front of you: a new concern that may suit virtual care, a prescription question, ongoing primary care, an in-person appointment, or a bill you want reviewed. Then check which membership features are selected and active and use the service instructions for those features.
For Cincinnati in-person care, the city’s primary-care centers are one place to ask about medical appointments. Cincinnati Health Department City of Cincinnati Primary Care lists six community health centers offering medical care and gives 513-357-7320 for appointment information. [[cite:]] Call to ask which center offers the service you need and about current access.
Zero Copay Telemedicine offers virtual access for appropriate concerns when the feature is selected, active, and used under its terms. Rx and Prescription Benefits can be selected for medication-related needs; check the active feature details and confirm the specific medication and pharmacy charge. These options can help you organize routine next steps without making virtual care the answer for every kind of need.
Mental Health and Counseling provides unlimited on-demand telephonic counseling at $0, with 24/7 access to master’s-level counseling professionals for the member and eligible enrolled dependents. Up to three face-to-face counseling consultations per incident may be arranged when available through the program. Counseling may provide immediate problem assessment, supportive sessions, crisis support, and referrals when more help is needed. Psychiatry, inpatient behavioral health, emergency psychiatric care, and medication costs are not included merely because counseling is active.
Virtual Primary Care is an optional direct service with $0 virtual primary-care access, a dedicated physician relationship, an annual virtual wellness visit, and ongoing chronic-care and medication-management support when clinically appropriate for virtual care. It has a $15 monthly adjustment and requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active. Review the prerequisites when comparing options.
When you need an examination, testing, imaging, a specialist, or hospital care, choose a provider based on the service you need and confirm current arrangements directly. Cincinnati Health Department lists dental services and contacts in addition to its community medical centers; ask the department about the relevant service and appointment process. [[cite:]]
Hamilton County Public Health is a county resource, distinct from the city health centers. Its clinical-services information lists STI/HIV testing and treatment, tuberculosis services, and support for eligible families through the Children with Medical Handicaps program. The clinic is at 5050 Section Avenue, Cincinnati, OH 45212; call 513-946-7610 to confirm current services, fees, eligibility, and arrangements. [[cite:]]
UC Health and TriHealth list hospital and other care locations in Cincinnati. Before scheduled care, ask the provider for an estimate and confirm the service, provider, applicable participation, and expected charges with the relevant organizations. Cincinnati listings and comparison tools can help you identify a place to ask; they do not establish an appointment or a specific individual cost. For Medicare-approved provider comparisons, Medicare Care Compare is a federal resource. [[cite:]]
Full Service advocacy can help with bill verification, fair-price review, and negotiation support under program rules. Keep the itemized bill, including service dates, provider information, and CPT or HCPCS codes when available. SakeOf may request medical records, clinical notes, diagnosis or procedure details, billing records, or a signed release to review eligibility, medical necessity, and fair pricing.
Submit complete documents within six months of the service date. Submit a balance bill, denial, or payment demand within 10 days of receiving it. For planned higher-cost care, contact SakeOf in advance when reasonably possible and ask the provider for an estimate. TriHealth publishes financial-assistance information and financial-counseling contacts; contact TriHealth directly about current requirements and eligibility. [[cite:]]
For a larger eligible medical event, SakeOf may provide bill review and negotiation support, and voluntary community funding may be considered under the Program Guide. Funding is not automatic: documentation, clinical review, eligibility, the applicable member commitment, and other program responsibilities matter. Keep membership current, maintain a valid payment method, meet applicable commitments, and provide requested documents promptly.
Optional features include Maternity Care, with an $18 monthly adjustment; Dental and Vision Discounts, with a $9 adjustment; Chiropractic and Acupuncture, with a $14 adjustment; Physical and Occupational Therapy, with an $11 adjustment; and Durable Medical Equipment, with a $7 adjustment. Rx and Prescription Benefits has a $10 adjustment, Zero Copay Telemedicine $8, and Mental Health and Counseling $6. Virtual Primary Care has a $15 adjustment.
Dental and Vision Discounts are discounts rather than community sharing for routine dental or vision bills. Members pay participating providers directly at the applicable discounted rate; discounts vary and are not guaranteed at every provider. For every optional feature, review its current terms and confirm services and costs before arranging care.
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.
Explore a transparent healthcare sharing option for eligible teams, with straightforward education, member guidance, and year-round access.
Explore employer solutionsTalk with a SakeOf Guide about pricing, membership, and which next step makes sense for you or your household.
Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
Call Cincinnati Health Department City of Cincinnati Primary Care at 513-357-7320 to ask about appointments, the relevant center, and current services. The city lists six community health centers offering medical care.
When selected and active, Virtual Primary Care provides $0 virtual primary-care access, a dedicated physician relationship, an annual virtual wellness visit, and chronic-care and medication-management support when clinically appropriate. It has a $15 monthly adjustment and requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active.
The feature includes unlimited on-demand telephonic counseling at $0 and 24/7 access to master’s-level counseling professionals for the member and eligible enrolled dependents. Up to three face-to-face consultations per incident may be arranged when available. Psychiatry, inpatient behavioral health, emergency psychiatric care, and medication costs are not included merely because counseling is active.
The county lists STI/HIV testing and treatment, tuberculosis services, and support for eligible families through the Children with Medical Handicaps program. The clinic is at 5050 Section Avenue, Cincinnati, OH 45212; call 513-946-7610 to confirm current services, fees, eligibility, and arrangements.
Keep an itemized bill with service dates, provider information, and CPT or HCPCS codes when available. SakeOf may request medical records, clinical notes, billing records, or other documents. Submit complete documents within six months of the service date and balance bills, denials, or payment demands within 10 days of receiving them.
Ask the provider for an estimate and confirm the service, provider, applicable participation, and expected charges directly. Contact SakeOf in advance when reasonably possible, and review the applicable member commitment and program responsibilities.
Jump to a nearby ZIP guide without losing the local context.