Healthcare when you work for yourself in Huntington

Care that starts with your needs

SakeOf is a healthcare membership designed to make everyday care and cost questions easier to navigate. Rather than beginning with a traditional insurance-first experience, members can consider the care options selected and active in their membership, choose a provider for in-person services, and ask SakeOf for help reviewing medical bills and pricing.

Start by identifying what you need: a remote visit for a common illness, ongoing primary care, a prescription, an in-person evaluation, or help with a larger bill. Check the options active in your membership and confirm details with the provider. The calculator and Savings Guide can help you compare membership choices; provider search and Jordan can help you decide what to check next.

Use everyday-care options when they fit

Zero Copay Telemedicine is designed for common, non-emergency illnesses and symptoms that are appropriate for a remote visit, when the option is selected and active. Provider availability, technology, state law, clinical judgment, and prescribing rules apply. If a clinician recommends lab work, imaging, specialty care, a procedure, or an in-person follow-up, arrange that service separately with a provider.

Prescription benefits depend on the active Rx program. A clinician may prescribe medication when clinically appropriate and legally permitted; the medication cost follows the applicable Rx program. Check that program before assuming a particular drug or pharmacy charge is included.

If ongoing primary care is your goal, check whether Virtual Primary Care is active and how to access it. For behavioral-health support, active Mental Health and Counseling may include problem assessment, supportive counseling, follow-up when available, crisis support, and referrals to appropriate plans or community resources. Psychiatry, medication costs, inpatient behavioral health, and other specialized services are separate unless another active benefit or program expressly includes them.

Choose a Huntington provider for in-person care

When you need an in-person visit, you can choose a provider and confirm the service, appointment requirements, hours, and payment arrangements directly. Marshall Family Medicine lists primary-care and walk-in services at Marshall University Medical Center, 1600 Medical Center Drive, Huntington. Confirm current hours and availability before going.

CHH Family Urgent Care is listed at 2 Stonecrest Drive, Huntington, with daily hours shown as 8 a.m.–8 p.m. Check with the location before visiting to confirm hours and services. For hospital care, Cabell Huntington Hospital is at 1340 Hal Greer Blvd, and St. Mary’s Medical Center is at 2900 First Avenue. Both publish standard-charge information and patient-estimate tools. Ask what an estimate includes and whether professional or ancillary charges may be separate; a facility estimate may differ from the final amount.

For public-health and nursing services, the Cabell-Huntington Health Department is listed at 703 7th Avenue in Huntington, with weekday hours of 8 a.m.–4 p.m. Contact the department to confirm services, appointments, and any fees. ZIP 25709 is associated with Huntington in Wayne County; the listed Cabell-Huntington department is a Huntington-area resource, so confirm that its services fit your needs.

For an emergency, contact emergency services or go to an emergency department.

Get help reviewing a medical bill

Full Service advocacy can help members work through confusing or potentially inflated bills. SakeOf reviews eligibility, medical necessity, documentation, and price fairness, and may negotiate or reprice bills. For planned care, contact SakeOf in advance when reasonably possible. Unreasonable pricing may limit eligibility until negotiation is complete.

Keep an itemized bill and supporting documents. An itemized bill is required for submissions and should include service dates, provider information, and CPT or HCPCS codes when available. SakeOf may also request clinical notes, medical records, billing details, or a signed record release. Submit complete documents within six months of the service date, and send balance bills, denials, or payment demands within 10 days of receiving them.

Understand support for larger eligible needs

For a larger illness or injury expense, SakeOf reviews documentation, medical necessity, and fair pricing under program rules. The applicable member commitment or feature-specific responsibility may apply. Voluntary community funding may be available for eligible larger events, subject to program requirements; it is not guaranteed. Keep membership active, meet applicable responsibilities, and contact SakeOf before planned higher-cost care when reasonably possible.

If maternity is an active feature, potentially eligible expenses include routine prenatal care, medically necessary prenatal tests, delivery, and routine pregnancy-related postpartum care through six weeks after delivery. Pregnancy must begin after the continuous 12-month maternity waiting period is complete; expenses remain subject to the maternity limit and program rules. Adding or restoring the feature after conception does not make that pregnancy eligible.

Explore options and take a next step

• Compare membership choices: Use the calculator and Savings Guide to explore options that fit the care paths you expect to use.
• Find local care: Use provider search, then confirm services, availability, and payment arrangements with the provider.
• Ask about your membership: Use Jordan to understand SakeOf options and what to check next.
• Prepare for planned care: Contact SakeOf in advance for higher-cost care when reasonably possible, and ask the facility for an estimate that explains what it includes.
• Explore state resources: WV PATH offers screening and applications for programs including Medicaid and WVCHIP. Eligibility and benefits vary. WV PATH