Healthcare before Medicare in Canvas

Start with the care you need

SakeOf is a healthcare membership designed to make the care process more direct: find an appropriate first step, choose where to go when in-person care is needed, and get help understanding medical bills. Members can select a program and available features that fit how they want to use care. The aim is a clearer path through everyday needs and unexpected expenses—not a one-size-fits-all provider network.

For a common, non-emergency illness or symptom that is appropriate for virtual care, selected and active Zero Copay Telemedicine can connect you with a physician through the current service partner. If symptoms need hands-on assessment, testing, or another service, use a local provider and confirm its availability and charges directly.

Build an everyday-care routine

When selected and active, Zero Copay Telemedicine offers virtual urgent-care consultations for medically appropriate concerns. The service partner describes access to board-certified physicians licensed in the member’s state. A clinician may prescribe medication when clinically appropriate and legally permitted; medication costs follow the active prescription program.

Rx and Prescription Benefits, when selected and active, include access to approximately 70 acute medications at participating pharmacies through the current service partner. Check whether a medication is included, where it can be filled, and what applies to your situation. Other medication costs may be separate.

Mental Health and Counseling, when selected and active, can offer immediate problem assessment, supportive counseling, follow-up when available, and crisis support. The feature may also connect members with appropriate behavioral-health plans or community resources if more care is needed. Counseling does not automatically include psychiatry, inpatient or emergency psychiatric care, neuropsychological testing, residential substance-use treatment, or medication costs.

Virtual Primary Care is an optional feature with a dedicated physician relationship, ongoing virtual follow-up, an annual virtual wellness visit, and chronic-care and medication-management support when appropriate for virtual care. The current service tier requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active. Virtual care can be a useful starting point, while labs, imaging, in-person follow-up, and specialty services may still require separate local care.

Find in-person care near Canvas

ZIP code 26662 is associated with Canvas in Nicholas County. The sources reviewed did not verify a healthcare facility located in Canvas, so plan to confirm the location, service, hours, and cost before traveling. Nearby and county resources listed in the research are in Summersville.

The Nicholas County Health Department lists clinical and public-health services including immunizations, family planning, testing, communicable-disease control, and tuberculosis services. Its clinical-services page provides the department’s Summersville address, phone, and hours; call ahead to confirm the service you need. Local source: Nicholas County Health Department clinical services.

For hospital and department contacts, Summersville Regional Medical Center’s directory lists emergency care, laboratory, imaging, rehabilitation, retail pharmacy, a rural health clinic, and Patient Accounts. Use its current directory to check contact details and availability. For an emergency, seek emergency care rather than using a routine virtual-care workflow. Local source: Summersville Regional Medical Center directory.

You choose the local provider for in-person care. Before scheduling, ask whether the service is available, what the visit or procedure may cost, and whether separate professional, laboratory, imaging, or other charges may apply. A provider’s estimate can help you plan, but it may not be a final bill.

Use advocacy when a bill is hard to understand

Full Service includes healthcare advocacy and fair-price review. When a bill looks unclear or unusually high, the membership can help review the charge and provide negotiation support. The goal is to help members understand what they have been billed for and explore appropriate next steps—not to promise a particular price or result.

Keep the itemized bill and related paperwork. Submissions require an itemized bill with service dates, provider details, and CPT or HCPCS codes when available. SakeOf may also request clinical notes, medical records, billing records, or other documentation to review eligibility, medical necessity, and fair pricing. Submit complete documents within six months of the service date; submit a balance bill, denial, or payment demand within 10 days of receiving it.

At Summersville Regional Medical Center, Patient Accounts is listed in the hospital directory. The facility says patients can ask about service-specific estimates, payment plans, and financial assistance eligibility. Ask the facility directly about the service you need and any separate charges; published hospital standard charges are not a personalized out-of-pocket quote. Local source: Summersville Regional Medical Center directory and billing information.

Understand support for larger eligible expenses

For larger eligible medical events, Full Service combines advocacy and fair-price review with voluntary community funding. Eligible expenses are considered under the membership’s program rules and applicable member commitment. Funding is voluntary, and neither eligibility nor a particular sharing outcome is guaranteed. Review the Program Guide and membership materials for the rules that apply before relying on a particular expense being eligible.

Clear records make the review process more useful. Keep bills, provider information, service dates, and relevant clinical documentation together, and respond promptly if SakeOf requests additional records. For a facility estimate, ask the provider what is included and whether professional or ancillary charges are separate.

Choose options that match your care plans

Other optional features may support a household’s needs when selected, active, eligible, and subject to program rules. These include maternity care; dental and vision discounts; chiropractic and acupuncture; physical and occupational therapy; and durable medical equipment. Ask what the chosen feature provides, which providers or services are available, and what costs remain your responsibility before arranging care.

If state programs are also relevant to your situation, WV PATH supports screening and applications for programs including Medicaid and WVCHIP. Eligibility and benefits depend on the program. The West Virginia Bureau for Medical Services publishes Medicaid member resources, including information about managed care, transportation, and renewals. State source: WV PATH and the Bureau for Medical Services member resources.

Take a practical next step

• Compare your options: Use the SakeOf calculator and Savings Guide to explore membership choices and selected features.
• Find care: Use provider search for your care need, then confirm location, availability, and costs directly with the provider.
• Ask a question: Contact Jordan for help understanding how the membership works.
• Check local access: Call the Nicholas County Health Department or use the Summersville Regional Medical Center directory before traveling.
• Review membership details: Check the Program Guide and enrollment options to understand current features, eligibility, and applicable rules.