A different way to healthcare in Leivasy

Start with the care you need

SakeOf is a healthcare membership built around a more direct way to arrange care, review costs, and get help with healthcare decisions. Rather than beginning every question with a bill or a search through benefit paperwork, members can start with the type of care they need and use the relevant active membership options.

For a common, non-emergency illness or symptom, Zero Copay Telemedicine may offer a low-friction first step when selected and active. The current service partner describes 24/7 consultations with physicians licensed in the member’s state. Use emergency services for emergencies; telemedicine is intended for appropriate non-emergency concerns.

Build an everyday-care routine

Everyday care can involve more than one service. If active, Rx and Prescription Benefits may include access to approximately 70 acute medications at $0 at participating pharmacies. A clinician decides whether a prescription is appropriate, and medication availability and program rules apply. A prescription’s cost follows the active Rx program; do not assume every medicine is included.

Mental Health and Counseling, when selected and active, offers telephonic counseling, including immediate problem assessment and follow-up support. The partner materials describe up to three face-to-face counseling consultations per incident when arranged and available. If Virtual Primary Care is selected in its required bundle and remains active, members can access an ongoing virtual physician relationship, an annual virtual wellness visit, and chronic-care follow-up when appropriate for virtual care.

Virtual visits are not the same as every service a clinician might recommend. Labs, imaging, procedures, specialist care, and in-person follow-up may need to be arranged separately. Ask what a recommended service will cost and how it will be handled before proceeding.

Choose local care when an in-person visit makes sense

For public-health services in Nicholas County, the Nicholas County Health Department lists immunizations, family planning, STD/HIV testing, tuberculosis services, and communicable-disease control. Its listed address is 1 Stevens Road, Suite 201, Summersville; its listed weekday hours are 8:30 a.m.–4:30 p.m. Call 304-872-5329 to confirm the service you need, current hours, fees, and payment arrangements before traveling.

Camden Family Health lists family medicine, behavioral and mental health, laboratory, pharmacy, acute care, and other services across its centers, including locations in nearby Richwood. Services vary by location, so confirm the specific service, hours, fees, and any sliding-fee eligibility requirements with the clinic before making the trip.

For hospital-level services, Summersville Regional Medical Center lists emergency, inpatient and outpatient care, laboratory, imaging, rehabilitation, and pharmacy services. Contact the facility about the right department, current availability, payment arrangements, and any estimate before a planned service. When an in-person clinician recommends labs, imaging, a specialist, or follow-up, you can choose where to seek that care; those charges are not automatically part of a virtual visit.

Use advocacy when costs or bills get complicated

Full Service includes healthcare advocacy and fair-price review. When you have a medical bill, gather the itemized statement and provider details. SakeOf may review billing and clinical documentation to check eligibility, medical necessity, and fair pricing; it may also provide negotiation support. Ask for help understanding a bill before paying a disputed balance, and keep copies of communications and documents.

For submissions, an itemized bill is required and should show service dates, CPT or HCPCS codes when available, and provider information. SakeOf may request additional records. Complete documents should be submitted within six months of the service date; balance bills, denials, or payment demands should be submitted within 10 days of receipt.

Understand support for a larger eligible event

For larger medical events, Full Service combines advocacy and bill review with a member commitment and voluntary community funding for eligible expenses. The applicable member commitment and the program’s eligibility review matter; community funding is voluntary, so no particular sharing or payment outcome is promised. Review the current Program Guide and membership details for the requirements that apply to your situation.

For a planned hospital service, ask the facility for a service-specific estimate and ask about financial assistance or payment plans if relevant. Summersville Regional Medical Center offers estimates, payment plans, and financial assistance for qualifying patients; confirm eligibility and request details directly. Standard-charge files are not the same as a final bill or a personalized out-of-pocket estimate. CMS explains hospital price-transparency resources at its website.^www.cms.gov

Choose additional options for your needs

Other selectable options may be useful depending on the care you are arranging. Maternity Care, chiropractic and acupuncture, physical and occupational therapy, and durable medical equipment are available as membership options when selected and active, subject to eligibility and program rules. Dental and vision discounts are another option; discounts are not the same as a promise that a particular provider or service will be available.

Before scheduling, confirm the specific service, provider, price, and payment arrangement directly with the provider. For state program questions, the West Virginia Bureau for Medical Services provides member resources about managed care, transportation, renewals, and benefits.^bms.wv.gov

Take the next step from Leivasy

• For a common, non-emergency concern: Check whether Zero Copay Telemedicine is selected and active, then use the service instructions in your membership materials.
• For an in-person service: Call the clinic or facility first to confirm location, service availability, hours, and costs. For county health services, call the Nicholas County Health Department at 304-872-5329.
• For a planned hospital service or confusing bill: Ask for an estimate, keep itemized records, and use SakeOf advocacy to understand the next steps.
• To compare membership options: Explore the calculator, Savings Guide, provider search, or ask Jordan about the options that fit the care you are considering.