A different way to healthcare in Lima

Start with the care you need

SakeOf is a healthcare membership built around practical everyday-care options, provider choice, advocacy, fair-price review, and voluntary community funding for eligible medical expenses. You can begin with the question in front of you: Do I need quick guidance, an ongoing care relationship, a prescription, an in-person visit, or help understanding a bill?

For an appropriate everyday concern, active telemedicine may offer a convenient remote starting point. If the concern needs an examination, tests, or treatment in person, contact a local provider and ask about appointment access and expected charges. SakeOf can support care navigation and costs while you generally retain the choice of an appropriately licensed provider.

For Lima-area care, provider search can help you explore options; call the specific office before making plans. Ask whether it offers the service you need, when appointments are available, and what you may be expected to pay. A listing is a starting point, not a promise of access or an individual price.

Choose everyday support that fits

When selected and active, Zero Copay Telemedicine can provide remote help for appropriate everyday concerns. A virtual visit may help you decide what kind of next step to consider, but it is not suited to every need and may lead to an in-person visit or additional services.

Rx and Prescription Benefits, when selected and active, can support prescription needs under their current terms. Check the medication and pharmacy details before relying on a benefit; not every medication or related service is necessarily included.

Mental Health and Counseling may include immediate problem assessment, supportive counseling and follow-up sessions, follow-up with the original counselor when available, crisis support, and referrals when more care is needed. Psychiatry, inpatient or emergency psychiatric care, neuropsychological testing, residential substance-use treatment, and medication costs are not automatically included merely because counseling is active.

Virtual Primary Care is a direct service with a $15 monthly adjustment. It provides $0 virtual primary-care access through the current service partner, a dedicated physician relationship with ongoing virtual follow-up, an annual virtual wellness visit with health-risk assessment and stratification, and chronic-care or medication-management support when clinically appropriate for virtual care. The current bundled tier requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active.

Use local in-person care when it makes sense

Lima has listed primary-care, urgent-care, hospital, community health center, and public-health options. Those are city-level resources, not a guarantee that an appointment is available to every ZIP 45802 resident. Contact the organization directly to confirm current services, access, and expected charges.

For primary care, Lima Memorial lists Northland Medical Center at 240 W. Northern Ave., Suite 3, Lima, and gives 419-998-8265 for confirmation. The health system describes same-day or walk-in appointments at select locations, so ask whether that applies to the office and service you need. ^{www.summahealth.org}

Mercy Health lists Eastside Urgent Care at 967 Bellefontaine Ave., Suite 100, Lima, with published hours Monday through Saturday, 8 a.m. to 8 p.m. Confirm current hours, services, and charges before traveling. For hospital care, Mercy Health lists St. Rita’s Medical Center at 730 W. Market St., Lima; ask the hospital about the specific service and expected charges. ^{my.clevelandclinic.org www.summahealth.org}

Other city options include Dr. Gene Wright Community Health Center, whose listing identifies medical, dental, behavioral-health, and pharmacy services, and Allen County Public Health’s Family Planning Clinic. The clinic lists confidential reproductive-health services, walk-ins and preferred appointments, and fees based on household income; it says inability to pay does not prevent service. Call 419-228-6154 to confirm arrangements. ^{my.clevelandclinic.org my.clevelandclinic.org}

Care may involve more than one visit or provider. Labs, imaging, specialist care, and in-person follow-up can have separate charges. Before planned care, ask the provider what is included in an estimate and whether additional services are expected.

Get help with bills and planned costs

Full Service advocacy can help verify bills, review fair pricing, and support negotiation. For planned higher-cost care, contact SakeOf in advance when reasonably possible to discuss the care path and fair-price options. The applicable member commitment and program rules matter when an expense is reviewed.

An itemized bill is required for submissions and should include service dates, provider information, and CPT or HCPCS codes when available. SakeOf may also request medical records, clinical notes, diagnosis or procedure details, provider documentation, billing records, or a signed release to review eligibility, medical necessity, and fair pricing. Submit complete documents within six months of the service date. Submit balance bills, denials, or payment demands within 10 days of receiving them.

For larger eligible medical events, Full Service combines advocacy and fair-price review with the applicable member commitment and voluntary member-to-member community funding. Community sharing is discretionary; eligibility, documentation, medical necessity, fair-price review, participation status, feature limits, exclusions, and available community funds all matter. Keep membership active, maintain a valid payment method, fund required asks, and send requested information promptly. No particular payment or final amount is guaranteed.

Consider household and ongoing needs

If pregnancy planning is relevant, maternity eligibility requires pregnancy to begin after a continuous 12-month maternity waiting period. Adding or restoring maternity after conception does not make that pregnancy eligible. Licensed birth-center and licensed-midwife services may be considered at a fair cash price. Planned home birth requires advance review and must meet program requirements. Add a newborn to membership within 30 days of birth.

Depending on the options available and selected, dental and vision discounts, chiropractic or acupuncture, PT/OT, and durable medical equipment may also be relevant. Check current terms and any separate costs before scheduling.

Pick a useful next step

• For everyday guidance: Review active telemedicine options and consider whether the concern is appropriate for a virtual visit.
• For ongoing care: Explore Virtual Primary Care and its required bundled features, or contact a Lima primary-care office directly.
• For prescriptions or counseling: Check the current terms for the selected, active benefit and whether it fits your need.
• For local in-person care: Use provider search, then call the office to confirm services, access, and expected charges.
• For a bill or planned major expense: Gather an itemized bill or contact SakeOf about fair-price support before planned higher-cost care when reasonably possible.
• For help comparing options: Use the calculator or Savings Guide, review membership options, or ask Jordan how the membership works.