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When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingHealthcare comparisons for contractors, tradespeople, owner-operators, and other workers without standard employer benefits.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 25918, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
The local facts stay the same. These are the pressure points and questions that matter more for this decision.
Contractor income can move around. Compare the monthly cost and the amount you could be responsible for when care happens.
Your ZIP and situation carry into the calculator so the next step stays connected to this page.
Compare my numbersSakeOf is a healthcare membership built around a more practical way to pay for and navigate healthcare. Instead of beginning with a complex billing question, begin with the care you need: a common illness, a prescription, ongoing primary care, a local appointment, or help understanding a larger bill.
Your membership can bring together selected direct services and support for eligible medical expenses. Which services apply depends on the options you select, whether they are active, and the program rules. You can explore membership options, use the calculator, or ask Jordan to help you understand the next step.
For a common, non-emergency illness or symptom that is appropriate for a virtual visit, active Zero Copay Telemedicine provides access to urgent-care consultations at a $0 member cost. The service is available by phone or video, subject to clinician availability, state licensing, technology, and clinical appropriateness. If a clinician recommends an in-person visit, lab, imaging, or other service, that next step is handled separately.
When active, Rx and Prescription Benefits provide access to a current formulary of about 70 commonly prescribed acute medications at $0 when program requirements are met. A prescription must be clinically appropriate and legally issued; medication outside the formulary follows its own cost and arrangements. A local pharmacy may be useful for filling a prescription, but confirm its current hours, availability, price, and payment arrangements directly before you go.
Active Mental Health and Counseling includes unlimited telephonic counseling access through the current service partner, with up to three face-to-face consultations per incident when arranged and available. Active Virtual Primary Care offers a continuing virtual physician relationship, an annual wellness visit, and follow-up support when virtual care is clinically appropriate. These services are optional and have feature prerequisites; check your membership details to see which are active.
When you need an in-person appointment, start by identifying the service: routine clinic care, dental care, public-health services, hospital care, or a diagnostic service. Then contact the provider to confirm that the service is offered at that location, whether appointments are available, and what it will cost. SakeOf supports provider choice; local care can be part of your plan when a virtual visit is not the right fit or a clinician recommends follow-up.
AccessHealth lists a school-based clinic at Shady Spring High School, 300 Hinton Road, Shady Spring. Its published hours are Monday through Friday, 8:00 a.m. to 11:30 a.m., and it describes a sliding-fee program for eligible uninsured or underinsured patients that requires an application and proof of income. Because it is a school-based location, call first to confirm who may use it, current services, appointment requirements, hours, and charges.
Shady Spring Dental Care lists a Shady Spring location and describes payment options. Ask the practice which services are available there and confirm current fees and payment terms before booking. For county public-health services, Raleigh County information is available through the West Virginia Department of Health. Contact the department to check current services and access details.
For planned hospital care in Beckley, Raleigh General Hospital provides a cost estimator and Good Faith Estimate information. Ask what the estimate includes: physician fees may be billed separately from the hospital, and other professional or ancillary charges may not be included. Estimates are a starting point for planning, not a guarantee of the final bill.
If a bill seems confusing or unusually high, SakeOf’s Full Service advocacy can help with bill verification, fair-price review, and negotiation support for eligible expenses. The process depends on program rules and your documentation. Keep the itemized bill and provider details, and respond promptly if SakeOf requests records or other information.
An itemized bill is required for submissions and should include service dates, provider information, and CPT or HCPCS codes when available. Complete documents must be submitted within six months of the service date. Submit balance bills, denials, or payment demands within 10 days of receiving them. For planned higher-cost care, contact SakeOf in advance when reasonably possible.
For a larger eligible medical event, SakeOf may provide a path that includes bill review, the applicable member commitment, and voluntary community funding. Funding is not guaranteed; eligibility and handling depend on the program rules, documentation, and review. Keep your membership active, maintain a valid payment method, and be prepared to meet the applicable commitment and provide requested records.
When considering a major procedure or other planned care, ask the provider for a written estimate and clarify whether separate clinician, laboratory, imaging, or facility charges could apply. Contact SakeOf ahead of planned higher-cost care when reasonably possible so you can understand the relevant process and documentation.
Optional membership features may include maternity care, dental and vision discounts, chiropractic and acupuncture, physical and occupational therapy, and durable medical equipment. Each applies only when selected, active, eligible, and otherwise subject to program rules. Review the Savings Guide and membership options to understand current feature details and monthly adjustments before choosing.
For West Virginia Medicaid or WVCHIP screening and applications, use WV PATH. The state Bureau for Medical Services also provides Medicaid member information, including resources related to managed care, transportation, renewals, and benefits. Program eligibility and benefits vary; use official state resources for current details.
Use the calculator to explore membership options, read the Savings Guide, search for providers, or ask Jordan which next step fits your care situation.
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.
Explore a transparent healthcare sharing option for eligible teams, with straightforward education, member guidance, and year-round access.
Explore employer solutionsTalk with a SakeOf Guide about pricing, membership, and which next step makes sense for you or your household.
Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
AccessHealth lists Monday through Friday, 8:00 a.m. to 11:30 a.m., and says it is closed Saturday and Sunday. Confirm current hours, appointment requirements, and who may use the school-based clinic before visiting.
Ask whether you are eligible to use that location, which services are currently offered there, whether you need an appointment, and what charges or payment arrangements apply. Its listed address is 300 Hinton Road, Shady Spring.
When Zero Copay Telemedicine is selected and active, it provides $0 eligible urgent-care telemedicine consultations. It is intended for common non-emergency concerns appropriate for virtual care. Clinician availability, state licensing, clinical appropriateness, and service-partner requirements apply.
No. A clinician may issue a prescription when clinically appropriate and legally permitted, but its cost follows the active Rx and Prescription Benefits program. The current formulary covers certain commonly prescribed acute medications when program requirements are met; confirm whether a specific medication qualifies.
WV PATH is the state portal for screening for and applying to programs that include Medicaid and WVCHIP. The West Virginia Bureau for Medical Services also publishes Medicaid member resources. Eligibility and benefits vary by program.
SakeOf Full Service advocacy can include bill verification, fair-price review, and negotiation support for eligible expenses, subject to program rules and documentation. Keep the itemized bill and requested records, and contact SakeOf promptly if you receive a balance bill, denial, or payment demand.
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