When family healthcare feels too expensive in Philippi

Coordinate your care around what you need

SakeOf is a healthcare membership designed to make the steps between a health concern and getting care easier to navigate. Members can use selected everyday-care services, choose a provider for in-person care, and turn to advocacy and fair-price review when a bill or price is difficult to understand. For eligible larger medical expenses, Full Service also combines advocacy with an applicable member commitment and voluntary community funding, subject to program rules.

That gives you a practical sequence: consider an everyday-care option when it fits, choose where to go if you need in-person care, and ask for support when costs are unclear. Your options depend on the features selected, active, and applicable to your membership. Use the calculator and Savings Guide to compare choices, then check provider search or ask Jordan about your next step.

Start with everyday care when appropriate

Zero Copay Telemedicine is an optional feature for non-emergency concerns that may be handled remotely. It requires Rx and Prescription Benefits to remain active. If a clinician recommends an in-person examination, lab work, imaging, or another service, you can choose a local provider and ask about the expected price before arranging care when possible.

Rx and Prescription Benefits is an optional feature designed primarily for medications commonly prescribed for acute conditions. A medication listed on the current formulary may be available at $0 when the participating-pharmacy process and prescribing and dispensing requirements are met. Check the current pharmacy tool before filling a prescription because formulary contents, participating pharmacies, and vendor rules can change. Non-formulary medications may have a negotiated or discount price, but are not automatically $0 or eligible for community funding.

Mental Health and Counseling is an optional feature that may include problem assessment, supportive counseling, follow-up when available, crisis support, and referrals when additional care is needed. It requires Rx and Prescription Benefits and Zero Copay Telemedicine to remain active. Virtual Primary Care is a further optional tier with a dedicated physician relationship, ongoing virtual follow-up, an annual virtual wellness visit, and chronic-care and medication-management support when appropriate for virtual care. It requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active.

Choose local in-person care in Philippi

Broaddus Hospital is listed at 1 Healthcare Drive in Philippi. Its listed services include emergency, acute and swing-bed inpatient care, outpatient services, behavioral health, rehabilitation, imaging, and laboratory services. Call (304) 457-1760 to confirm the appropriate location, current availability, appointment details, and costs before arranging non-emergency care.

Hospital-affiliated locations listed in Philippi include Broaddus Family Care at 6 Healthcare Drive, Suite 2; Broaddus Behavioral Health at Suite 3; and Broaddus Total Therapy at Suite 1. Contact the location directly to check current services, appointments, and payment arrangements. For prescriptions, Mace's Pharmacy is listed at 440 South Main Street in Philippi; call to check current hours, prescription services, and prices.

When arranging a visit, test, or treatment, ask for a service-specific estimate where possible. Broaddus Hospital provides a price-transparency resource; ask whether professional or ancillary charges are separate. Posted prices and estimates may not match a final bill. If you need local public-health information, the Barbour County Health Department is listed at 109 Wabash Avenue in Philippi; contact the department to confirm services and hours.

Use provider choice and price support together

SakeOf supports your care decisions; you choose the provider for in-person services. Before scheduling, ask the provider which location handles the service, whether an appointment is available, and what the expected charge includes. Labs, imaging, specialist visits, follow-up, and other services may have separate charges. Those details can help you compare options and prepare questions before care.

With Full Service, advocacy can help members verify bills, review whether prices are fair, and get negotiation support. If a bill is confusing or higher than expected, gather the bill and any estimate, then use your member support channel to ask what review is available under your program. Fair-price review and negotiation support can help clarify a requested amount and possible next steps; they do not promise a particular price or outcome.

Know how support for larger expenses works

For a larger medical event, Full Service combines advocacy and bill review with an applicable member commitment and voluntary community funding for eligible expenses. Whether an expense is eligible and how it is handled depend on program rules and review. Community funding is voluntary and not guaranteed. Review your membership details to understand the commitment and process that apply to you.

Timing can matter when an illness, injury, symptom, or course of care is reviewed. A symptom can count even without a formal diagnosis. Review may consider an illness, injury, symptom, diagnosis, or treatment that existed, was known, or for which medical advice, diagnosis, or care was recommended or received during the 24 months before membership began. Final determinations depend on documentation, clinical review, and the Program Guide.

Choose additional features for specific needs

Optional features may add services or discounts for particular needs, including Maternity Care, Dental and Vision Discounts, Chiropractic and Acupuncture, Physical and Occupational Therapy, and Durable Medical Equipment. A feature applies only when selected, active, and eligible under its program rules. Check the feature details and effective date before relying on a service or discount; enabling a feature later does not make an earlier event or expense retroactively eligible.

For benefits questions in Barbour County, the DoHS office lists family-assistance services that include Medicaid, WVCHIP, and non-emergency medical transportation information. WV PATH supports screening and applications for Medicaid and WVCHIP. Eligibility and benefits vary by program, so confirm details through the appropriate state or county resource.

Take a practical next step

• Compare membership choices: Use the SakeOf calculator and Savings Guide to review options and optional features.
• Find a provider: Use provider search, then contact the provider to confirm location, services, availability, and expected costs.
• Arrange local care: Call Broaddus Hospital at (304) 457-1760 to ask about the appropriate location, services, and a service-specific estimate.
• Check a prescription: Verify the medication and participating-pharmacy process in the current pharmacy tool, then call the pharmacy about hours and price.
• Get help with your next step: Ask Jordan about membership choices or use your member support channel for questions about bill review.