Talk to a doctor without leaving home
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingHealthcare comparisons for contractors, tradespeople, owner-operators, and other workers without standard employer benefits.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 25888, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
Identified in a state FQHC site list as a Mount Hope dental site. Confirm current address, services, access requirements, and charges with New River Health.
Online portal to screen for and apply for programs including Medicaid and WVCHIP.
Medicaid member resources, including managed care, transportation, renewals, and coverage information.
The local facts stay the same. These are the pressure points and questions that matter more for this decision.
Contractor income can move around. Compare the monthly cost and the amount you could be responsible for when care happens.
Your ZIP and situation carry into the calculator so the next step stays connected to this page.
Compare my numbersSakeOf is a healthcare membership designed to make the care journey more direct: identify the next useful step, use the membership options that fit, and get help understanding bills when costs are unclear. Instead of beginning with a maze of payment rules, begin with the question in front of you: Do you need quick advice, ongoing primary care, a prescription, an in-person visit, or help with a bill?
Your selected membership options shape the services available to you. The calculator can help you review membership choices, the Savings Guide can explain how the model works, and provider search can help you plan for care outside virtual services.
For a new, non-emergency concern, selected Zero Copay Telemedicine can offer a convenient way to connect with care. If you need a prescription, the Rx and Prescription Benefits option may be useful when selected and active; medication and service eligibility depend on program rules. Ask whether an in-person visit, lab, imaging, or other follow-up would be a separate expense before proceeding.
If you want continuing primary-care support, Virtual Primary Care is a direct service with $0 virtual primary-care access, a dedicated physician relationship, an annual virtual wellness visit, health-risk assessment, and follow-up support for chronic care or medication management when clinically appropriate. This option requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active for the current bundled service tier.
Mental Health and Counseling is another optional everyday-care feature. Its availability depends on selection, active status, and program rules. Ask Jordan or review your membership details to understand which services are included in your specific setup. For emergencies, seek emergency care rather than using a routine virtual-care workflow.
When an in-person visit is the right next step, you can choose a provider and confirm the service directly before booking. The state FQHC site list identifies a New River Health dental site in Mount Hope. Contact New River Health to verify its current address, whether it serves you, appointment availability, services, and charges.dhhr.wv.gov
A school-based wellness-center listing in Mount Hope does not by itself establish that the site is open to the general public. Confirm access and services directly with New River Health. The reviewed listings do not establish a general public-facing medical clinic in the city, so use provider search and call ahead to check nearby options rather than assuming a location offers the care you need.
Before a visit, describe the specific service and ask for an estimate, accepted payment arrangements, and whether separate professional or ancillary charges could apply. This is especially useful when a visit may lead to labs, imaging, specialist care, or a hospital service. A quoted estimate helps you plan but may not include every charge. For West Virginia Medicaid provider search and member resources, use the state portals and verify participation directly with the provider.www.wvmmis.combms.wv.gov
If a bill is confusing or seems higher than expected, SakeOf Full Service advocacy can help members review billing details, verify a bill, assess fair pricing, and seek negotiation support. This gives you a practical next step: gather the itemized bill, service dates, provider information, and any related records, then ask what documentation is needed for review.
Keep bills, estimates, explanations of charges, and provider correspondence together. SakeOf may request records such as clinical notes, diagnosis or procedure details, billing records, or a signed release to review eligibility, medical necessity, and fair pricing. The program requires complete documents within six months of the service date; balance bills, denials, or payment demands should be submitted within 10 days of receipt.
For a larger eligible medical event, Full Service advocacy can help with bill review and pricing support. The applicable member commitment and any voluntary community funding are subject to program rules and the details of the event. Ask for an explanation of the process and the documents needed before relying on a particular outcome; no event should be assumed eligible in advance.
Timing can matter. For example, an illness, injury, symptom, diagnosis, or treatment that existed, was known, or had recommended or received care during the 24 months before membership began may be treated as pre-existing during review. Final determinations depend on documentation, clinical review, and the Program Guide. Ask Jordan to clarify how the rules apply to your situation.
Optional features can be selected when they match your needs. Dental and Vision Discounts provide access to participating discount pricing, with typical discounts varying by provider and service. For Mount Hope dental care, first confirm the New River Health site’s current access and charges, then ask whether it participates in any discount program you use.
Other options include Maternity Care, Chiropractic and Acupuncture, Physical and Occupational Therapy, and Durable Medical Equipment. Each applies only when selected, active, eligible, and subject to program rules. Maternity Care has a continuous 12-month waiting period before a pregnancy may be eligible; adding it after conception does not make that pregnancy eligible. Review timing and program details before planning around an optional feature.
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.
Explore a transparent healthcare sharing option for eligible teams, with straightforward education, member guidance, and year-round access.
Explore employer solutionsTalk with a SakeOf Guide about pricing, membership, and which next step makes sense for you or your household.
Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
A school-based listing does not establish general-public access. Contact New River Health to ask who the site serves, what services are currently available, and whether appointments are open.
Ask the provider for an estimate for the specific service, accepted payment arrangements, and whether separate professional or ancillary charges may apply. Confirm current prices and availability directly with the provider.
The current direct-service option includes $0 virtual primary-care access, a dedicated physician relationship, an annual virtual wellness visit, health-risk assessment, and chronic-care follow-up or medication-management support when clinically appropriate. It requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active.
No. Psychiatry, inpatient behavioral health, emergency psychiatric care, neuropsychological testing, residential substance-use treatment, and medication costs are not included merely because Mental Health and Counseling is active. Check your other active benefits and program terms.
WV PATH supports screening for and applications to healthcare programs including Medicaid and WVCHIP. Eligibility and benefits vary by program; use the state portal to review your circumstances and application options.
An itemized bill is required for submissions and should include service dates, provider information, and CPT or HCPCS codes when available. SakeOf may also request medical records, clinical notes, diagnosis or procedure details, billing records, or a signed release. Submit complete documents within six months of service; send balance bills, denials, or payment demands within 10 days of receiving them.
Pregnancy must begin after the continuous 12-month maternity waiting period is completed. Adding or restoring Maternity Care after conception does not make that pregnancy eligible. The feature applies only when selected and active, and remains subject to program rules.
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