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When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingSakeOf gives you a smarter way to manage healthcare: everyday care options, freedom to choose providers, help with bills and prices, and community support for eligible larger needs.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 25251, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
The Bureau for Medical Services lists this field office address for Roane County.
Online portal to screen for and apply for programs including Medicaid and WVCHIP.
Medicaid member resources, including managed care, transportation, renewals, and coverage information.
Local facts are one part of the decision. These stories show what it looks like after joining.
SakeOf is a healthcare membership built around practical services, provider choice, bill support, and voluntary community sharing for eligible medical expenses. It offers a different way to pay for and navigate care: start with the need in front of you, use an active service that fits, and turn to advocacy when a bill or care decision gets complicated.
Your first step depends on the situation. For a new, non-emergency concern, an active telemedicine benefit may offer a low-friction starting point. For care that needs an exam, testing, imaging, or a clinician in person, contact a local provider directly. For an emergency, seek emergency care.
If selected and active, Zero Copay Telemedicine provides access to the current service partner’s 24/7 urgent-care telemedicine service, with medically appropriate consultations. It can be a useful first contact for an acute concern, but the clinician may recommend in-person assessment or testing. A telemedicine visit does not itself arrange or pay for separate labs, imaging, prescriptions, or follow-up services.
Rx and Prescription Benefits, when selected and active, include access to the current partner’s listed participating-pharmacy medication benefit for approximately 70 acute medications. Check whether a prescribed medicine is included and whether a pharmacy participates before relying on the benefit. A medication outside the benefit, or a prescription that requires another service, may involve a separate expense.
Mental Health and Counseling, when selected and active, can include telephonic counseling, follow-up with the original counselor when available, crisis support, and referrals when more care is needed. The current partner materials also describe up to three face-to-face counseling consultations per incident when arranged and available. Psychiatry, inpatient behavioral health, and medication costs are not included merely because counseling is active.
Virtual Primary Care is an optional feature with a dedicated physician relationship, ongoing virtual follow-up, an annual virtual wellness visit, a health-risk assessment, and chronic-care and medication-management support when clinically appropriate for virtual care. The current intended bundle requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active. Ask whether an in-person exam, lab, imaging, or specialist visit is needed; those services may be separate.
Southern Roane Medical Clinic is listed at 1 Library Lane, Left Hand, WV 25251. Its listing describes primary care for patients of all ages and both appointment and walk-in access. Listed hours are Monday, Wednesday, and Friday, 8:00 a.m.–5:00 p.m.; call (304) 565-3151 to confirm current hours, availability, payment arrangements, and charges before going.
When you need care that cannot be handled virtually, you can contact the clinic directly and ask whether it provides the service you need. If the clinic refers you elsewhere for a lab, imaging, specialist, or hospital service, ask each provider about its location, scheduling, charges, and what an estimate includes. Choosing a local provider remains your decision; SakeOf’s provider search can help you take the next step.
Roane General Hospital in Spencer lists emergency care, imaging, laboratory, and inpatient and outpatient services, as well as cost-estimate and financial-assistance resources. Ask the hospital whether an estimate applies to your planned service and which professional or other charges it includes. Hospital estimate resources may not apply to a separate clinic visit.
With Full Service, advocacy and fair-price review can help when a bill is confusing or seems out of line. Keep the itemized bill and ask for an explanation of the service, coding, and charges. SakeOf may request records or billing details to review eligibility, medical necessity, and fair pricing; negotiation support may be available through the program. Review is not a promise that a bill will be reduced or paid.
For submissions, an itemized bill should include service dates, provider information, and CPT or HCPCS codes when available. Complete documents are due within six months of the service date. Submit a balance bill, denial, or payment demand within 10 days of receiving it. Call SakeOf at 800-212-5920 if you need help understanding the submission process.
For a larger medical event, Full Service combines advocacy and fair-price review with voluntary member-to-member community funding for eligible expenses. The applicable member commitment and program rules matter; check the Program Guide for the terms that apply to your situation. Funding is voluntary, and eligibility and sharing are not guaranteed. Keep bills, records, and provider details together so they are available if requested.
For planned hospital care, ask the facility for a cost estimate before the service when possible, and ask what is included. Roane General Hospital lists estimate and financial-assistance resources for hospital services; contact the hospital directly for current details and to check whether those resources apply to your planned care.
Membership options can also include maternity care, dental and vision discounts, chiropractic and acupuncture, physical and occupational therapy, and durable medical equipment. These are optional features: they apply only when selected, active, eligible, and subject to program rules. Before arranging a service or purchase, confirm the feature’s terms, participating providers or vendors, and any separate charges.
If you are checking public program options, WV PATH provides screening and applications for programs including Medicaid and WVCHIP. Eligibility and benefits vary. The West Virginia Bureau for Medical Services also provides member resources, including information about managed care, transportation, and renewals. The Bureau lists a Roane County Department of Human Services field office in Spencer; confirm its current location and services before visiting.bms.wv.gov
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Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
Southern Roane Medical Clinic is listed at 1 Library Lane, Left Hand, WV 25251. It lists primary care for all ages, appointments, and walk-ins. Call (304) 565-3151 to confirm current hours, availability, payment arrangements, and charges.
The clinic lists hours of Monday, Wednesday, and Friday, 8:00 a.m.–5:00 p.m. Call (304) 565-3151 to verify current hours and walk-in or appointment availability before visiting.
Full Service includes advocacy and fair-price review, which can help members work through a confusing bill. Keep the itemized bill and provider details. SakeOf may request records or billing information to review eligibility, medical necessity, and fair pricing; a review does not guarantee a bill reduction or payment.
Ask whether the hospital’s cost estimate applies to your planned service, which services and professional fees it includes, and whether other charges may be separate. Roane General Hospital lists estimate and financial-assistance resources; contact the hospital for current details.
Southern Roane Medical Clinic is listed at 1 Library Lane, Left Hand, WV 25251. It lists primary care for all ages and appointment and walk-in access. Call (304) 565-3151 to confirm current availability, hours, and charges.
The listed hours are Monday, Wednesday, and Friday, 8:00 a.m.–5:00 p.m. Call (304) 565-3151 to confirm current hours and access before visiting.
When selected and active, Zero Copay Telemedicine provides access to the current partner’s 24/7 urgent-care telemedicine service for medically appropriate consultations. A clinician may recommend in-person care, testing, or follow-up, which may involve separate services or charges.
When active, Virtual Primary Care includes a dedicated physician relationship, ongoing virtual follow-up, an annual virtual wellness visit, a health-risk assessment, and chronic-care and medication-management support when clinically appropriate. The intended bundle requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active.
An itemized bill should include service dates, provider information, and CPT or HCPCS codes when available. Complete documents are due within six months of the service date. Submit balance bills, denials, or payment demands within 10 days of receiving them. SakeOf may request additional records.
WV PATH provides screening and applications for programs including Medicaid and WVCHIP. Eligibility and benefits vary by program; review the current state information when applying.
No. The counseling feature can include counseling and referrals when more care is needed, but psychiatry, inpatient behavioral health, emergency psychiatric care, and medication costs are not included merely because counseling is active.
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