Healthcare after employer coverage ends in Huntington

A healthcare membership built around practical next steps

SakeOf is a healthcare membership for people who want a more guided way to approach routine care and medical costs. The approach starts with the need at hand: use an active everyday-care service when appropriate, choose a provider for in-person care, and seek help reviewing eligible bills when the details are difficult to sort through. Your available services depend on the options selected, active membership, and program rules.

That combination gives members tools for both care decisions and cost questions. It does not require every care need to follow the same route. You can consider a virtual visit for an appropriate common concern, choose a local clinic when an examination is needed, and use the applicable SakeOf process to submit an eligible bill for review.

Use everyday-care services that fit your needs

Zero Copay Telemedicine is designed for common, non-emergency illnesses and symptoms appropriate for virtual care. Provider availability, clinical appropriateness, technology, state law, and prescribing rules apply. A clinician may prescribe medication when clinically appropriate and legally permitted. If the clinician recommends an exam, lab, imaging, specialist, or other in-person follow-up, that is a separate care decision.

Prescription costs follow the active Rx and Prescription Benefits program. A medication on the current formulary can be available at $0 when the participating-pharmacy process and prescribing and dispensing requirements are met. Check the current pharmacy tool before filling a prescription: the formulary and pharmacy rules can change, and medications outside the formulary are not automatically eligible for $0 pricing or community funding.

Mental Health and Counseling may provide immediate problem assessment, supportive counseling, follow-up, crisis support, and referrals when more care is needed. Psychiatry, inpatient behavioral health, and medication costs are separate unless another active benefit expressly provides them. For a continuing virtual primary-care relationship, Virtual Primary Care is an optional service with a $15 monthly adjustment. It includes virtual primary-care access, ongoing follow-up, an annual virtual wellness visit, and chronic-care follow-up when suitable for virtual care. Its required bundled services must remain active.

Choose in-person care in Huntington

Marshall Family Medicine - Huntington offers primary-care and walk-in services at Marshall University Medical Center, 1600 Medical Center Drive. Confirm current hours, availability, and whether the location offers the service you need before visiting. [[cite: ]]

CHH Family Urgent Care is listed at 2 Stonecrest Drive in Huntington, with posted daily hours of 8 a.m. to 8 p.m. Confirm directly before visiting. [[cite: ]] For hospital care, Cabell Huntington Hospital is at 1340 Hal Greer Blvd, and St. Mary’s Medical Center is at 2900 First Avenue. Contact the facility about the service and access details relevant to your visit.

The Cabell-Huntington Health Department, at 703 7th Avenue, provides county public-health and clinical services, including immunizations and testing. Many clinic services require appointments; contact the department to confirm current services and scheduling. [[cite: ]] Choosing a provider is part of the member’s care path: contact the location that fits your need, check availability, and ask about payment arrangements directly.

Plan for hospital costs and get help with bills

Cabell Huntington Hospital and St. Mary’s publish standard-charge information and patient-estimate tools. Use these as starting points for questions about planned care, rather than treating an estimate as a final amount. Ask whether it includes facility, clinician, and ancillary charges; the final amount may differ. [[cite: ]]

For eligible medical expenses, Full Service advocacy can include bill verification, fair-price review, and negotiation support under program rules. Keep the itemized bill, including service dates, provider information, and available procedure codes. SakeOf may request records or other documents to review eligibility, medical necessity, and pricing. Submit complete documents within six months of the service date; submit a balance bill, denial, or payment demand within 10 days of receiving it.

Cabell Huntington Hospital lists a business-office contact for billing questions and payment arrangements. Ask the provider about its own billing process as well as using SakeOf’s review process. [[cite: ]]

Know how support works for larger needs

For a larger eligible medical event, Full Service can include bill verification, fair-price review, and negotiation support. The standard event commitment is $500, but the applicable amount and process depend on the event, active membership options, and program rules. Voluntary community funding may be considered for larger eligible events; it is not a promised payment or outcome.

For planned hospital care, gather the facility estimate and ask what it covers before sharing the information through the appropriate SakeOf process. A clear estimate and itemized bills can help the review team understand the services and charges being considered.

Explore the options and choose a next step

• Common, non-emergency concern: Check whether Zero Copay Telemedicine is active and whether the concern is appropriate for virtual care.
• Ongoing virtual care: Review Virtual Primary Care, its monthly adjustment, and its active-service prerequisites.
• Prescription: Check the current formulary and participating-pharmacy process before filling.
• In-person care: Use provider search, then contact the Huntington location to confirm services, hours, and availability.
• Bill or larger medical event: Keep the itemized documents and review the Savings Guide for the applicable SakeOf process.

Use the calculator to explore membership options, the Savings Guide to understand how the model works, or Jordan to help identify a next step.