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When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingHealthcare comparisons for contractors, tradespeople, owner-operators, and other workers without standard employer benefits.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 25775, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
The local facts stay the same. These are the pressure points and questions that matter more for this decision.
Contractor income can move around. Compare the monthly cost and the amount you could be responsible for when care happens.
Your ZIP and situation carry into the calculator so the next step stays connected to this page.
Compare my numbersSakeOf is a healthcare membership built to help you make care decisions more directly. Start with the kind of help you need, check which membership services are active, and choose a provider when an in-person visit makes sense. If a bill is hard to understand, member support can help review submitted documents under the program rules. For an eligible larger medical event, the process may also involve voluntary community funding.
This approach puts practical next steps in one place: compare membership options with the calculator and Savings Guide, use provider search to look for care, and ask Jordan about features or how to begin. Services and event support depend on the active membership options and applicable rules.
Zero Copay Telemedicine is designed for common non-emergency illnesses and symptoms appropriate for a virtual visit. Provider availability, technology, state law, clinical appropriateness, and prescribing rules still apply. If a clinician recommends an exam, lab, imaging, specialist, procedure, or in-person follow-up, arrange that service separately with a provider you choose.
The prescription benefit is designed primarily for medications commonly prescribed for acute conditions. A medication on the current formulary may be available at $0 when the participating-pharmacy process and prescribing and dispensing requirements are met. Check the current pharmacy tool before filling a prescription: non-formulary medications may have a negotiated or discount price, but are not automatically $0 or eligible for community funding.
Mental Health and Counseling may include problem assessment, supportive counseling, follow-up with the original counselor when available, crisis support, and referrals to appropriate resources. Psychiatry, medication costs, inpatient behavioral health, and other services are separate unless another active program expressly includes them.
Huntington has hospital, outpatient, primary-care, urgent-care, and public-health services. Cabell Huntington Hospital is at 1340 Hal Greer Blvd, Huntington, WV 25701, and St. Mary’s Medical Center is at 2900 First Avenue. Both publish standard-charge information and patient-estimate tools. When requesting an estimate, ask which services it includes and whether clinician or ancillary charges may be separate; an estimate may differ from the final amount owed.
For primary care or walk-in services, Marshall Family Medicine operates at Marshall University Medical Center, 1600 Medical Center Drive, Huntington, WV 25701. CHH Family Urgent Care is listed at 2 Stonecrest Drive, Huntington, with daily hours posted as 8 a.m.–8 p.m. Hours, availability, and appointment requirements can change, so confirm details directly before traveling. Choose based on the service you need and the provider’s current arrangements.
The Cabell-Huntington Health Department in Huntington provides county public-health clinical services, including immunizations and testing. Many clinic services require appointments; contact the department to confirm current services and scheduling. For an emergency, seek emergency care.
If you receive a confusing bill, request an itemized version and gather related provider information. SakeOf’s member process may include reviewing documentation for eligibility and fair pricing and providing negotiation support. An itemized bill is required and should include service dates, provider information, and CPT or HCPCS codes when available. SakeOf may also request medical records, clinical notes, billing records, or other documents.
Submit complete documents within six months of the service date. Submit a balance bill, denial, or payment demand within 10 days of receiving it. If a hospital estimate is part of your records, ask what it covers and whether professional or ancillary charges may be separate. A bill submission or estimate by itself does not establish that an event is eligible.
For a larger medical event that meets program rules, Full Service support can involve bill verification, fair-price review, and negotiation support. The applicable member commitment depends on the program terms for the event; check the terms that apply to your membership rather than assuming a particular amount. Voluntary community funding may be available for eligible larger events after documentation and review, subject to program rules.
Keep itemized bills, service dates, and provider records together so you can respond if additional information is requested. Local hospital charge and estimate tools can help you prepare questions about a specific service, but they do not determine what SakeOf will consider eligible. Ask Jordan how to submit documentation and which membership options apply to your situation.
Virtual Primary Care is an optional $15-per-month feature that provides a dedicated physician relationship and ongoing virtual follow-up support. It also includes a virtual wellness visit and health-risk assessment. Its prerequisites apply: Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling must remain active for the current bundled service tier.
Other available options may include maternity, dental and vision discounts, chiropractic or acupuncture, physical or occupational therapy, and durable medical equipment. Check the current Savings Guide or ask Jordan what is available and which rules apply. The maternity feature has a continuous 12-month waiting period that must be completed before pregnancy begins. Eligible PT/OT has a shared 12-visit limit and $780 annual maximum across the enrolled membership, with a $35 feature-specific member responsibility for eligible visits; a physician order, referral, or plan of care may be required.
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.
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Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
The Cabell-Huntington Health Department lists clinical services including immunizations and testing. Many clinic services require appointments, so contact the department to confirm current services and scheduling.
Use the current pharmacy tool to check the formulary and participating-pharmacy, prescribing, and dispensing requirements before filling the medication. Listed medications may be available at $0 when requirements are met; medications outside the active formulary are not automatically $0.
No. Telemedicine is designed for common non-emergency concerns appropriate for virtual care. Labs, imaging, specialist care, procedures, and in-person follow-up are separate services even if a clinician recommends them.
An itemized bill is required and should show service dates, provider information, and CPT or HCPCS codes when available. SakeOf may request additional medical or billing records. Submit complete documents within six months of the service date and balance bills, denials, or payment demands within 10 days of receiving them.
Maternity applies only when selected, active, eligible, and subject to program rules. Pregnancy must begin after the continuous 12-month waiting period is completed. Review applicable limits and requirements before arranging care.
WV PATH supports screening for and applications to programs including Medicaid and WVCHIP. Eligibility and benefits vary; review current state information and application requirements through the portal.
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