A different way to healthcare in Huntington

Start with the care need in front of you

SakeOf is a healthcare membership designed to make everyday care and the steps around medical bills more coordinated. Begin with what you need today: help with a common illness, a prescription, counseling, ongoing primary care, an in-person evaluation, or a clearer view of a bill. Then check which SakeOf options are selected and active for your membership and choose a provider for any in-person care.

This approach gives you a practical sequence: use an appropriate everyday service when available, choose the local setting that fits the care needed, and keep the records that can help with bill review. SakeOf does not guarantee a particular provider, price, eligibility decision, or community funding outcome.

Use active everyday services where they fit

Zero Copay Telemedicine is designed for common, non-emergency illnesses and symptoms appropriate for virtual care. Provider availability, technology, clinical appropriateness, state law, and prescribing rules apply. A clinician may prescribe when appropriate and legally permitted; the prescription follows the active Rx program. Tests, imaging, specialty care, procedures, emergency care, and an in-person follow-up are separate services if recommended.

Prescription Benefits focus primarily on medications commonly prescribed for acute conditions. A medication on the current formulary may be available at $0 when the participating-pharmacy process and prescribing and dispensing requirements are met. Check the current pharmacy tool before filling it: non-formulary and maintenance medications are not automatically included at $0 or automatically eligible for community sharing.

Mental Health and Counseling may include problem assessment, supportive counseling, follow-up with the original counselor when available, crisis support, and referrals when more care is needed. Psychiatry, inpatient behavioral health, emergency psychiatric care, testing, residential substance-use treatment, and medication costs are not included merely because counseling is active.

If selected and active with its required bundled services, Virtual Primary Care adds virtual primary-care access, a dedicated physician relationship, an annual virtual wellness visit and health-risk assessment, and ongoing chronic-care or medication-management support when clinically appropriate. The current bundled tier requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active; it has a $15 monthly adjustment.

Choose a Huntington provider for in-person care

When care calls for an examination, testing, imaging, a specialist, or hospital services, you can choose a provider suited to the need. Marshall Family Medicine lists primary-care and walk-in services at Marshall University Medical Center, 1600 Medical Center Drive, Huntington. Confirm current hours and availability before visiting.

CHH Family Urgent Care is listed at 2 Stonecrest Drive, Huntington, with posted daily hours of 8 a.m. to 8 p.m. Confirm current hours and services before going. Cabell Huntington Hospital is at 1340 Hal Greer Blvd, and St. Mary’s Medical Center is at 2900 First Avenue. Contact the location about the service you need and its payment arrangements.

Cabell-Huntington Health Department, at 703 7th Avenue, provides county public-health clinical services, including immunizations and testing. Most clinic services require appointments; contact the department to confirm current services and scheduling. For an emergency, seek emergency care rather than routine virtual care.

For planned hospital care, ask what an estimate covers and whether separate professional or ancillary services may generate charges. Cabell Huntington Hospital and St. Mary’s publish standard-charge information and estimate tools; a facility estimate may not equal the final amount owed. CMS also provides national information about hospital price transparency. ^www.cms.gov

Keep records and ask for bill-review help

Full Service advocacy can help verify bills, review fair pricing, and support negotiation under program rules. Keep the itemized bill and related provider paperwork together. An itemized bill is required for submissions and should include service dates, provider information, and CPT or HCPCS codes when available. SakeOf may also request clinical notes, medical records, billing details, or a signed medical-record release to review eligibility, medical necessity, or pricing.

Submit complete documents within six months of the service date. Submit a balance bill, denial, or payment demand within 10 days of receiving it. If you have a planned hospital service, you can also ask the facility about estimates, billing contacts, financial counselors, and payment arrangements. Use Jordan to help organize what to submit or to find a next step.

Understand support for larger eligible events

For a larger eligible medical event, the applicable member commitment and voluntary community funding may be part of the SakeOf process, subject to program rules and review. The event’s eligibility and applicable terms depend on the membership and documentation. No specific bill or expense is guaranteed funding. Full Service advocacy can assist with bill verification and fair-price review as the event is considered.

For planned care, keep estimates, itemized bills, dates of service, provider details, and relevant clinical documents. Ask which facility, professional, and ancillary charges an estimate includes. The Savings Guide and Jordan can help you understand the process and prepare questions before care.

Review optional services and choose your next step

Depending on the membership options selected and active, additional features may include maternity, dental and vision discounts, chiropractic or acupuncture, physical or occupational therapy, and durable medical equipment. Each has its own terms. Eligible PT/OT shares a 12-visit annual limit and a $780 annual maximum across the enrolled membership; the feature-specific member responsibility is $35 per eligible visit. A physician order, referral, or plan of care may be required when clinically appropriate or required by law.

Maternity requires the pregnancy to begin after a continuous 12-month waiting period is complete. Adding or restoring maternity after conception does not make that pregnancy eligible. Review the applicable terms before planning around this feature. For a practical next step, use the calculator to compare membership choices, the provider search for local care, the Savings Guide for process details, or Jordan for help finding the right path.