Healthcare when you work for yourself in Farmington

Put everyday care within reach

SakeOf is a healthcare membership built around practical access and help navigating costs. You can use selected direct services for everyday needs, choose a provider for in-person care, and turn to advocacy when a bill or estimate needs a closer look. That gives you more than one way to move forward: start with virtual care when it fits, seek local in-person care when needed, and ask for help understanding the financial details.

If Zero Copay Telemedicine is selected and active, it provides unlimited medically appropriate urgent-care consultations at no member cost through the current service partner. Access is available 24/7 by phone or video where state licensing and partner availability permit. It is designed for common, non-emergency illnesses and symptoms; a clinician determines whether virtual care is appropriate. If you have an emergency, seek emergency care.

Ready to compare membership options? Use the calculator to explore the membership structure, check the Savings Guide, search providers, or ask Jordan about the care situation you have in mind.

Add support for prescriptions, counseling, and ongoing care

The Rx and Prescription Benefits feature is required for Zero Copay Telemedicine and must remain active. When clinically appropriate and legally permitted, a telemedicine clinician may prescribe medicine. The active Rx program and its requirements determine how a prescription is handled.

The Rx benefit is designed mainly for medicines commonly prescribed for acute conditions. A listed formulary medicine can be available at $0 when it is filled through the participating-pharmacy process and prescribing and dispensing requirements are met. Check the current pharmacy tool before filling a prescription: a non-formulary medicine may have a negotiated or discount price, but it is not automatically $0 or eligible for community sharing. Chronic-maintenance and specialty medicines depend on a separate active program when applicable.

Mental Health and Counseling, when selected and active with its required services, offers unlimited on-demand telephone counseling at no member cost. Up to three face-to-face consultations per incident may be arranged when available. Virtual Primary Care, when selected and active with its required bundled services, offers a dedicated physician relationship, an annual virtual wellness visit, and ongoing virtual follow-up and medication-management support when clinically appropriate. These options can provide continuity and a place to start for ongoing concerns.

Choose local in-person care when you need it

For Marion County care, MVA Health Center in Fairmont lists medical, express-care, pharmacy, and optical services; MVA also lists a separate pediatric location. MVA says its health centers serve patients regardless of ability to pay. Contact MVA to ask about current services, appointment availability, and applicable discounts.

The Marion County Health Department in Fairmont lists public-health services including vaccinations, family planning, STI and TB screenings, and lab draws. Call ahead to confirm availability. Mon Health Marion Neighborhood Hospital in White Hall provides emergency and inpatient care, along with laboratory, pharmacy, and diagnostic services. For an emergency, its emergency department is the local hospital option described in the county resources.

MVA identifies a school-based wellness center at North Marion High School in Farmington. Before making plans, ask MVA whether it is currently operating, who is eligible, how appointments work, and which services are available. For any provider, confirm hours, appointments, payment arrangements, and whether separate clinicians may bill separately.

You choose where to seek in-person care. If a virtual visit leads to a recommendation for a lab, imaging, specialist, or follow-up visit, ask the provider about the service and its price. Request an individualized estimate and ask whether facility, clinician, laboratory, or other charges may be separate. Hospital price information can be a useful reference, but it is not the same as an individualized estimate or a final bill.

Get help making sense of bills and prices

When a bill arrives, Full Service advocacy can help verify charges, review fair pricing, and provide negotiation support. That gives you a knowledgeable place to bring questions and documentation while you work to understand the bill. Check your membership terms for the applicable Full Service commitment and submission steps.

For scheduled care, request an estimate before the service when possible. Keep estimates, itemized bills, and provider communications together so you can share clear information with advocacy. If you already have a bill that is difficult to understand, gather the itemized statement and ask SakeOf how to submit it for review. The review can help you understand the charge and explore fair-price options.

Explore community help for larger eligible needs

For larger eligible medical expenses, SakeOf combines advocacy and fair-price review with voluntary member-to-member community funding, subject to the Program Guide and review. The applicable member commitment and eligibility rules shape how an expense is considered. If you are planning a service, ask SakeOf about the review process and relevant requirements in advance when possible.

Maternity is available only with Full Service when offered and selected. Continuous active membership and maternity selection are required for at least 12 months before conception. For an eligible pregnancy, the stated member responsibility is $5,000, followed by community sharing of up to $25,000, subject to program rules. Ask SakeOf about timing and eligibility before making plans.

Take a useful next step in Marion County

If you need information about Medicaid, WVCHIP, or non-emergency medical transportation, the Marion County Department of Human Services office in Fairmont offers family-assistance information. WV PATH supports screening and applications for Medicaid and WVCHIP. The West Virginia Bureau for Medical Services provides Medicaid member resources, including information about transportation and renewals. Eligibility and benefits vary by program. ^bms.wv.gov

• New non-emergency symptom: Check whether Zero Copay Telemedicine is active and ask whether your concern is suitable for a virtual visit.
• Prescription: Check the current pharmacy tool for the medicine and confirm the participating-pharmacy process.
• In-person care: Contact MVA, the Marion County Health Department, or Mon Health Marion Neighborhood Hospital to confirm the service and payment details.
• Bill or planned larger expense: Gather an itemized bill or estimate and ask SakeOf about advocacy, the applicable member commitment, and review steps.
• Comparing membership options: Use the calculator, read the Savings Guide, search providers, or ask Jordan what to consider next.