Healthcare after employer coverage ends in Delbarton

Start with the care you need—not the bill

SakeOf is a healthcare membership built around practical care access, help understanding medical charges, and voluntary member-to-member funding for eligible expenses. It offers a different way to approach healthcare than a process centered first on insurance paperwork: choose an appropriate care path, use any relevant active membership services, and get support when provider bills need review.

For a common, non-emergency illness, selected and active Zero Copay Telemedicine can connect you with a virtual clinician when telemedicine is clinically appropriate. If you need an in-person exam, lab work, imaging, a specialist, or another service, you can choose a provider and ask about availability and prices directly. SakeOf’s provider search and Jordan can help you take the next step.

Use everyday-care options when they fit

Zero Copay Telemedicine is designed for common non-emergency symptoms and illnesses. A clinician may prescribe medication when appropriate and legally permitted. Any prescription cost follows the active Rx program; a telemedicine visit does not itself include recommended labs, imaging, in-person follow-up, or specialty care.

If you select and keep Rx and Prescription Benefits active, medications on the current formulary may be available at $0 through the participating-pharmacy process when program and dispensing requirements are met. Check the current pharmacy tool before filling a prescription: a medication outside the formulary is not automatically $0 or eligible for community sharing, and medication availability and rules can change.

Mental Health and Counseling, when selected and active, offers counseling support under its program rules. Virtual Primary Care is a separate option with a dedicated physician relationship, virtual wellness visit, health-risk review, and ongoing follow-up when appropriate for virtual care. The current bundled virtual primary-care tier requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active.

Use Delbarton and nearby care for in-person needs

Southern West Virginia Health System’s Delbarton location lists family medicine, pediatric care, walk-in and same-day care, laboratory services, and immunization. Its address is 5027 Helena Ave., Delbarton, and listed weekday hours are 8 a.m.–6 p.m.; the site says walk-ins are welcome. Call ahead to check same-day availability, appointment details, current hours, and charges. ^{www.loganregionalmedicalcenter.com}

Delbarton Medical Pharmacy is at the same address. Listed hours are Monday through Friday, 8:30 a.m.–5:30 p.m., with a noon–1 p.m. lunch closure. Ask the pharmacy about medication availability and current prices before making the trip. ^{www.loganregionalmedicalcenter.com}

The state WIC directory lists the Mingo County WIC Program at 114 Grace Street in Delbarton and gives its phone number as 304-475-2295. Contact the program to confirm current hours, services, and participation requirements. ^dhhr.wv.gov For other local options, Williamson Health & Wellness Center lists adult medicine, pediatrics, behavioral medicine, dental services, and a pharmacy in Williamson, along with a location in Gilbert. Ask each office about appointments, charges, and payment arrangements. ^{code.wvlegislature.gov}

When an in-person service is recommended, ask the provider what it will cost and whether separate professional or ancillary charges may apply. A clinic visit, lab, imaging service, and specialist may each have their own charges. For urgent emergencies, follow the local clinic’s direction to call 911 or go to the nearest emergency room.

Get help making sense of a medical bill

With Full Service, SakeOf provides healthcare advocacy, bill verification, fair-price review, and negotiation support. If a charge looks confusing or unusually high, gather the itemized bill and contact SakeOf through the member process. Review can involve checking the bill and supporting documentation; it does not promise a particular price or outcome.

Keep itemized bills and requested records together. SakeOf may ask for service dates, provider details, billing codes when available, clinical notes, or other documentation to assess eligibility, medical necessity, and fair pricing. Submit complete documents within six months of the service date, and send a balance bill, denial, or payment demand within 10 days of receiving it. Contact SakeOf in advance for planned higher-cost care when reasonably possible.

Plan ahead for a larger eligible expense

For a larger eligible medical event, Full Service combines advocacy and fair-price review with voluntary community funding. Members remain responsible for the applicable member commitment and for keeping membership active, maintaining a valid payment method, and funding required asks. Community funding is voluntary, and eligibility and handling depend on the program rules and documentation.

Before planned higher-cost care, contact SakeOf when reasonably possible and ask the provider for an itemized estimate. Estimates can help you understand expected charges, but actual bills may include separate professional or ancillary services. For hospital services, Logan Regional Medical Center offers cost-estimate and price-transparency information; check directly with the facility about what an estimate includes.

Choose additional options around your needs

Membership options may also include maternity care; dental and vision discounts; chiropractic and acupuncture; physical and occupational therapy; and durable medical equipment. Each option is an add-on, not an automatic feature of every membership. Check what you selected, whether it is active, and the applicable program requirements before arranging care.

For West Virginia program questions, the Mingo County Department of Human Services office lists family assistance including Medicaid, WVCHIP, and non-emergency medical transportation. Eligibility and program rules apply. WV PATH supports screening for and applying to programs including Medicaid and WVCHIP; the state Bureau for Medical Services provides Medicaid member resources. ^{bms.wv.govhealth.wv.gov}

Take your next step in Delbarton

• Need care today? Call the Delbarton clinic to confirm walk-in or same-day availability, hours, and charges.
• Considering virtual or ongoing care? Review the selected, active telemedicine, Rx, counseling, and Virtual Primary Care options against the care you need.
• Need a prescription or local service? Confirm the pharmacy’s current medication price, or ask a clinic for the service price and any separate charges.
• Have a bill or planned major expense? Gather an itemized estimate or bill and contact SakeOf about fair-price review and next steps.
• Ready to compare membership? Use the calculator and Savings Guide, search for a provider, ask Jordan, or review membership options.