Healthcare when you work for yourself in Charleston

Put everyday care and next steps in one place

SakeOf is a healthcare membership built around practical ways to arrange care, choose providers, and get help understanding medical expenses. Instead of starting every decision with a complex process, you can begin with the need in front of you: a virtual consultation, a prescription check, a local appointment, or help reviewing a bill.

Membership options let you select features that fit your needs. When selected and active, direct-care features provide access to services through current partners. For services that need an in-person visit, you choose the provider and arrange care directly. Full Service advocacy offers another useful member resource for reviewing bills and exploring fair-price support.

To get started, compare options in the SakeOf calculator or Savings Guide. Provider search can help you find a local option, and Jordan can explain how a membership feature works or what to check before arranging care.

Start with virtual care when it fits

When Zero Copay Telemedicine is selected and active, members can access 24/7 urgent-care telemedicine with unlimited medically appropriate consultations through the current service partner. Board-certified physicians licensed for the member’s state provide the service. It can be a convenient first step for an appropriate acute concern.

For ongoing virtual care, Virtual Primary Care adds a dedicated physician relationship, an annual virtual wellness visit, a health-risk assessment, and follow-up for chronic care and medication management when clinically appropriate. It costs an additional $15 per month and requires active Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling under the current service tier.

Virtual services are one part of a member’s care choices. If your needs call for an exam, lab, imaging, procedure, or specialist, arrange an in-person service with a provider. For an emergency, seek emergency care.

Check prescriptions and counseling options

When Rx and Prescription Benefits is selected and active, the current acute-medication formulary includes approximately 70 commonly prescribed medications available at $0 when program, prescribing, and participating-pharmacy requirements are met. Check the current pharmacy tool for the specific medication before filling it. Non-formulary and maintenance medications may have separate costs unless another active program expressly provides them.

Mental Health and Counseling, when selected and active, provides unlimited telephonic counseling on demand at $0 through the current service partner. Up to three face-to-face counseling consultations per incident may be arranged when available. The feature requires active Rx and Prescription Benefits and Zero Copay Telemedicine. Psychiatry and medication costs are separate unless another active benefit or program expressly includes them.

Find local in-person care in Kanawha County

Southern West Virginia Health System lists family medicine, pediatric care, walk-in and same-day care, laboratory, X-ray, and other services at its Sand Plant Road site in Kanawha County. Alum Creek Pharmacy is listed at the site, with a drive-through and weekday hours. Contact the provider to confirm the service you need, current hours, appointment or walk-in availability, prescription services, prices, and payment arrangements before traveling.

The Kanawha-Charleston Health Department is a Charleston public-health resource listed at 108 Lee Street E, Charleston, WV 25301, with phone number 304-344-5243. The state lists weekday hours, including extended Tuesday hours. Call to confirm that the department offers the service you need and check current hours before visiting.

Charleston also has CAMC hospital and outpatient locations, including facilities in or near ZIP code 25301. CAMC publishes price-transparency information and offers an estimator, but posted standard charges are not a patient-specific estimate and may exclude separately billed professional services. For a planned hospital service, request a service-specific estimate and ask which facility and professional charges it includes. CAMC Patient Financial Services is listed at 304-388-7530.

Use advocacy to make bills easier to navigate

If a bill is unexpected or difficult to understand, gather the itemized charges, any estimate, and related provider statements. Full Service advocacy can help members with medical-bill verification, fair-price review, and negotiation support. These services can help clarify charges and explore whether a price may be reviewed; they do not promise a particular price or outcome.

For larger eligible events, voluntary community funding may be available under program rules. The applicable member commitment and eligibility process matter, so use the current membership information and advocacy process to understand how they apply to your situation.

Choose features that match your needs

Optional membership features include Maternity Care, dental and vision discounts, chiropractic and acupuncture, physical and occupational therapy, and durable medical equipment. Each has its own monthly adjustment and applies when selected, active, and eligible under its program rules. Compare the available options in the calculator or Savings Guide, and confirm the relevant feature is active before arranging a service or purchase.

West Virginia residents can use WV PATH to screen for and apply for programs including Medicaid and WVCHIP. Eligibility and benefits vary by program. The West Virginia Bureau for Medical Services also provides Medicaid member information, including resources on managed care, transportation, and renewals.bms.wv.gov

Choose your next step

• Compare membership options: Use the calculator or Savings Guide to explore features and their monthly adjustments.
• Plan a care visit: Use provider search, then contact the provider to confirm services, availability, prices, and payment arrangements.
• Understand a feature: Ask Jordan about how an option works and what to check before care.
• Review a bill: Gather itemized charges and related documents, then contact Full Service advocacy about bill verification and fair-price support.
• Explore state programs: Use WV PATH and the state Medicaid member resources to review applications and program information.bms.wv.gov