Talk to a doctor without leaving home
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingHealthcare comparisons for contractors, tradespeople, owner-operators, and other workers without standard employer benefits.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 25039, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
The local facts stay the same. These are the pressure points and questions that matter more for this decision.
Contractor income can move around. Compare the monthly cost and the amount you could be responsible for when care happens.
Your ZIP and situation carry into the calculator so the next step stays connected to this page.
Compare my numbersSakeOf is a healthcare membership for people who want a more practical way to pay for and navigate care. The member experience starts with the immediate need: a new symptom, a prescription question, ongoing primary care, or an in-person service. From there, you can use applicable membership options, choose a provider for local care, and ask SakeOf for help understanding eligible bills.
That sequence can make routine care feel more organized. It also gives you a path to bill review and advocacy when a larger or more complicated charge arrives. Your next step can be as simple as checking the calculator or Savings Guide, then comparing the membership options with the kinds of care you expect to use.
When a concern may be handled remotely, Zero Copay Telemedicine can offer a low-friction starting point when selected and active. Rx and Prescription Benefits may support eligible medications through the program’s participating-pharmacy process. Check the current formulary and pharmacy tool before filling a prescription: a medication’s inclusion, price, and program treatment depend on current rules, and non-formulary prescriptions may have a separate cost.
Mental Health and Counseling can offer problem assessment, supportive counseling, follow-up when available, crisis support, and referrals to appropriate behavioral-health plans or community resources when more care is needed. Counseling does not automatically include psychiatry, inpatient or emergency psychiatric care, testing, residential substance-use treatment, or medication costs. Those services and expenses need to be considered separately unless another active benefit or program expressly includes them.
For members who want an ongoing primary-care relationship, Virtual Primary Care is an optional service with a stated $15 monthly adjustment. The current bundle requires active Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling. It may include a virtual wellness visit, health-risk assessment, follow-up for chronic conditions, medication review, and care coordination when clinically appropriate for virtual care. Use an in-person provider when an examination, lab, imaging, or other local service is needed; remote care does not perform those services.
Valley Health lists its Upper Kanawha site at 408 Alexander Street in Cedar Grove and identifies primary care, behavioral health, dentistry, laboratory services, family medicine, and additional onsite services. Call 304-595-1770 to confirm which service is available, whether an appointment is needed, current hours, payment arrangements, and the price or estimate for your specific service.
For WIC information, the state’s FY2025 directory lists a Kanawha County clinic at 408 Alexander Street, phone 304-595-3283, with Wednesday hours of 8:00 a.m. to 4:30 p.m. Because the listing is for FY2025, call before traveling to check current hours and eligibility steps.
If you need another in-person option in Kanawha County, Southern West Virginia Health System lists its Sand Plant Road site in Charleston with family medicine, pediatric care, walk-in and same-day care, laboratory, X-ray, and other services. Alum Creek Pharmacy is also listed at that site. Confirm current availability, pharmacy services, payment arrangements, and prices directly with the provider before making the trip.
You choose the local provider that fits the care you need. A SakeOf membership option does not itself establish that a particular local service is available or that a provider participates in a particular benefit. When you anticipate a higher-cost service, contact SakeOf in advance when reasonably possible, and ask the provider for a service-specific estimate. Labs, imaging, specialist visits, and in-person follow-up can involve charges separate from a virtual-care or prescription option.
For eligible medical bills, SakeOf reviews documentation, eligibility, medical necessity, and price fairness. The team may negotiate or reprice a bill, and can help you understand what information is needed. For planned higher-cost care, reach out in advance when reasonably possible; keep itemized bills and requested documentation and submit them promptly.
For a larger eligible event, the applicable member commitment is part of the process. The standard event commitment is $500; specific features can have different responsibilities, so check the applicable program terms. After review, eligible expenses may be considered for voluntary community funding under program rules. Funding, eligibility, and the amount considered are not guaranteed. An expense already paid or discounted through an optional feature cannot be counted again for the same charge unless SakeOf expressly approves an eligible remaining balance.
If a hospital service is being planned, ask the facility for an estimate and review its price-transparency information. CMS explains hospital price-transparency resources, but a facility estimate may not include every professional or ancillary charge. Compare the estimate with the provider’s explanation of what is included, and ask SakeOf about the bill-review process before care when possible.
Households may also want to review optional maternity, dental and vision discount, chiropractic or acupuncture, physical or occupational therapy, and durable medical equipment options. Each applies only when selected, active, eligible, and handled under its program rules; review the current details rather than assuming a service or expense is included.
For example, the PT/OT feature has a shared 12-visit annual limit and $780 annual maximum across the enrolled membership, with a $35 feature-specific member responsibility for eligible visits. A physician order, referral, or documented plan of care may be needed when clinically appropriate or required by law. Ask about requirements before scheduling, and confirm provider availability and service prices directly.
For West Virginia Medicaid or WVCHIP screening and applications, use WV PATH. The Bureau for Medical Services also provides Medicaid member resources, including information about managed care, transportation, and renewals. Program eligibility and benefits vary; check the state resources for current details.
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.
Explore a transparent healthcare sharing option for eligible teams, with straightforward education, member guidance, and year-round access.
Explore employer solutionsTalk with a SakeOf Guide about pricing, membership, and which next step makes sense for you or your household.
Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
The Cedar Grove site lists primary care, behavioral health, dentistry, laboratory services, family medicine, and additional onsite services. Call 304-595-1770 to confirm current availability, hours, appointment details, payment arrangements, and prices.
Call the provider and request a service-specific price or estimate before traveling or scheduling. The reviewed Cedar Grove provider information does not establish service prices. For planned higher-cost care, contact SakeOf in advance when reasonably possible.
Virtual Primary Care is an optional service with a stated $15 monthly adjustment. The current intended bundle requires active Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling. Its services depend on clinical appropriateness and program terms.
No. Listed formulary medications may be available at $0 through the participating-pharmacy process when prescribing and dispensing requirements are met. The current formulary controls whether a specific medication is included. Verify the medication before filling it; non-formulary drugs may have a separate price.
The Kanawha County location lists family medicine, pediatric care, walk-in and same-day care, laboratory, X-ray, and other services. Alum Creek Pharmacy is listed at the site. Confirm current availability, pharmacy services, hours, and prices directly before visiting.
Counseling does not automatically include psychiatry, inpatient or emergency psychiatric care, neuropsychological testing, residential substance-use treatment, or medication costs. Those require another active benefit or program that expressly includes them. Counseling may include assessment, supportive sessions, follow-up when available, and referrals.
WV PATH supports screening for and applications to programs including Medicaid and WVCHIP. The Bureau for Medical Services offers Medicaid member information on topics such as managed care, transportation, and renewals. Check state resources for current eligibility and program details.
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