Healthcare before Medicare in Cass

Put everyday care and your choices first

SakeOf is a healthcare membership designed to make arranging care and handling healthcare costs more direct. Start with the need you have today—a health question, ongoing primary care, a prescription, or a bill—and match it to the active membership features that fit. You choose your provider for in-person care; SakeOf gives members tools and support to navigate care and costs.

For a useful first step, compare membership options with the calculator and Savings Guide. Then check which features are active in your membership and use provider search to explore care. If you have a question about options or enrollment, ask Jordan.

Use virtual care for questions and ongoing primary care

When a health question may suit telemedicine

Zero Copay Telemedicine can give members a convenient way to speak with a clinician about a concern appropriate for virtual care, when the feature is active. Begin there when a virtual conversation fits your need. If you need an examination, testing, or another in-person service, you can choose a provider that offers it and arrange that care directly.

When you want a continuing primary-care relationship

Virtual Primary Care is a direct service that provides $0 virtual primary-care access through the current service partner. It includes a dedicated physician relationship, ongoing virtual follow-up, an annual virtual wellness visit, a health-risk assessment and stratification, and chronic-care follow-up and medication-management support when clinically appropriate for virtual care. The current bundled tier requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active.

Check your membership options to confirm the bundle and features available to you. This gives you a clear way to consider virtual primary care alongside any local in-person care you choose.

Connect prescription and counseling features to your care plan

Rx and Prescription Benefits and Mental Health and Counseling are membership features to check when reviewing your options. Counseling may include an immediate problem assessment, supportive sessions and follow-up when available, crisis support, and referrals to appropriate behavioral-health plans or local community resources when more care is needed. Counseling does not by itself include every behavioral-health service, and medication costs are separate unless another active benefit or program expressly includes them.

For a specific prescription, ask the pharmacy about availability and the price. Community Care lists an in-house pharmacy at its Green Bank location; its pharmacies participate in the 340B discount drug program for qualifying patients, so ask the location whether you qualify and what a particular medication costs. Green Bank is outside Cass, so confirm hours and availability before traveling.

Choose nearby in-person care and plan the trip

The verified care locations serving this area are outside Cass. Community Care lists walk-in care in Slatyfork and primary care and pharmacy services in Green Bank. Call the location before setting out to check current hours, walk-in arrangements, appointments, and whether it offers the service you need.

Pocahontas Memorial Hospital is in Buckeye. It identifies itself as a critical access hospital with a Rural Health Clinic and lists emergency, laboratory, radiology, rehabilitation, and other services. Contact the hospital to confirm service availability, scheduling, and expected charges. The hospital lists its emergency department as open 24/7; call 911 for emergencies.

For county public-health services, the Pocahontas County Health Department is in Marlinton and offers clinical services including immunizations, screening, testing, and family planning. Contact the department directly about appointments and walk-in details. Before any trip, ask the provider what the service includes, what payment arrangements it accepts, and whether additional charges may apply.

Get practical support with bills and larger eligible needs

If a medical bill is confusing, SakeOf Full Service advocacy can support bill verification, fair-price review, and negotiation. Request an itemized bill and ask the provider to explain charges you do not recognize. For a SakeOf submission, the itemized bill should include service dates, CPT or HCPCS codes when available, and provider information. SakeOf may request additional records to review eligibility, medical necessity, or pricing.

Submit complete documents within six months of the service date. Submit balance bills, denials, or payment demands within 10 days of receiving them. Keeping bills and related records together makes it easier to respond when information is requested.

Pocahontas Memorial Hospital publishes pricing and billing information, including a pricing tool and information about financial counseling, payment assistance, and payment plans. Contact its business office about your circumstances and the applicable terms. An estimate can help you ask better questions, but it may not reflect every charge for a particular visit.

For a larger eligible medical event, SakeOf support may involve bill review and fair-price discussions. Voluntary community funding may be available for eligible events under program rules, with the applicable member commitment determined by the current program terms. Review your membership details to understand the process and contact SakeOf with questions before submission timelines pass.

Compare options and take your next step

Depending on the membership options available and selected, you can also explore maternity, dental and vision discounts, chiropractic or acupuncture, physical or occupational therapy, and durable medical equipment. Check the relevant active features and terms when considering a particular service.

• Compare membership choices: Use the calculator and Savings Guide to explore options.
• Find care: Use provider search, then call the location to confirm services, hours, appointments, and prices before traveling from Cass.
• Get a membership answer: Ask Jordan or review the current membership options.
• Explore state programs: WV PATH supports screening and applications for Medicaid and WVCHIP; eligibility and benefits vary. The West Virginia Bureau for Medical Services member page links to resources on managed care, transportation, renewals, and coverage. ^bms.wv.gov