Talk to a doctor without leaving home
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingHealthcare comparisons for contractors, tradespeople, owner-operators, and other workers without standard employer benefits.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 25030, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
The local facts stay the same. These are the pressure points and questions that matter more for this decision.
Contractor income can move around. Compare the monthly cost and the amount you could be responsible for when care happens.
Your ZIP and situation carry into the calculator so the next step stays connected to this page.
Compare my numbersSakeOf is a healthcare membership designed to make common care easier to access and medical costs easier to understand. Members can use selected direct services, choose providers for in-person care, and turn to advocacy when a bill or treatment plan needs a closer look. Full Service also includes voluntary community sharing for eligible larger medical events, subject to program rules.
The practical first step is to match the need to the simplest appropriate care path. For a common, non-emergency illness or symptom, selected and active Zero Copay Telemedicine may offer a convenient first conversation. If you need an in-person exam, testing, a specialist, or hospital care, contact a local provider and ask about availability, charges, and payment arrangements before receiving services.
With the required benefits selected and active, Zero Copay Telemedicine connects members with care for common non-emergency illnesses and symptoms that are appropriate for a virtual visit. A clinician may prescribe medication when clinically appropriate and legally permitted. If symptoms point to an emergency, seek emergency care rather than using a routine virtual-care path.
Prescription benefits work through a participating-pharmacy process and an active formulary. Listed medications may be available at $0 when the program’s requirements are met; check the current pharmacy tool before filling a prescription. A medication outside the formulary may have a negotiated or discount price, but that price and eligibility should be confirmed. A virtual visit does not itself include the cost of labs, imaging, procedures, specialty care, or an in-person follow-up.
Mental Health and Counseling can provide problem assessment, supportive counseling, follow-up when available, and referrals when more care is needed. Virtual Primary Care adds an ongoing physician relationship, virtual follow-up, an annual wellness visit, and chronic-care or medication-management support when appropriate for virtual care. These are bundled options: Virtual Primary Care requires active Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling. Confirm the current features and requirements when reviewing membership options.
No current Bomont-specific location could be verified in the provider’s current directory. An older 2018–2019 directory lists H.E. White ES Wellness Center at 501 Bomont Road, sponsored by Community Care of West Virginia, but that historical listing does not establish that the site is operating today or open to the public. Community Care describes its school-based centers as serving students and faculty. Call the provider to confirm whether care is available at that address, who is eligible, what services are offered, and what charges may apply.
For care in Clay, Community Care of Clay lists primary care, chronic disease management, walk-in care, pharmacy services, immunizations, family planning, and breast and cervical cancer screening. It lists weekday and weekend hours, but hours and availability can change; call ahead to confirm the service you need, current hours, pharmacy prices, and payment arrangements.
The Clay County Health Department is another contact for county public-health and clinical services, including information about vaccination and family planning. Ask the department which services are currently available and whether fees apply. For any local visit, ask about the expected charge and payment arrangements before care, and request an estimate for planned services when available.
When costs are confusing, Full Service advocacy can help members review bills, check whether charges appear fair, and seek negotiation support. For a submission, an itemized bill is required; it should include service dates, provider information, and CPT or HCPCS codes when available. SakeOf may request medical or billing records to review eligibility, medical necessity, or pricing. Keep documents together and submit them promptly: complete documents are due within six months of the service date, and balance bills, denials, or payment demands should be submitted within 10 days of receipt.
For planned higher-cost care, contact SakeOf in advance when reasonably possible. Ask the provider for an itemized estimate and clarify whether it includes professional, facility, laboratory, or other charges. Hospital price-transparency tools can help you review facility pricing, but estimates may not include every part of a final bill.www.cms.gov
In Full Service, larger eligible medical events may be considered for voluntary community funding after the applicable member commitment. The amount, eligibility, and review depend on the program rules and documentation; funding is not guaranteed. Keep membership current, meet applicable member responsibilities, and provide complete bills and requested records so a review can take place.
When comparing a planned service or treatment, ask the provider for an itemized estimate and share the details with SakeOf ahead of time when feasible. This gives advocacy a chance to help you understand the charges and discuss fair pricing before care occurs. For state program questions, WV PATH offers screening and applications for Medicaid and WVCHIP, and the Bureau for Medical Services provides Medicaid member resources.bms.wv.gov
Some households may also want to explore available dental and vision discounts, chiropractic or acupuncture, physical or occupational therapy, or durable medical equipment options. These are separate membership features or discount programs where offered; confirm whether a feature is selected, active, eligible for your service, and subject to any program requirements before arranging care.
Maternity is a community-sharing feature when offered and selected. It requires continuous active selection for at least 12 months before conception and has a $5,000 member responsibility per eligible pregnancy, with community sharing up to $25,000 per eligible pregnancy after that responsibility. Review the current Program Guide and discuss planned care with SakeOf before relying on the feature.
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.
Explore a transparent healthcare sharing option for eligible teams, with straightforward education, member guidance, and year-round access.
Explore employer solutionsTalk with a SakeOf Guide about pricing, membership, and which next step makes sense for you or your household.
Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
Its current operation could not be verified. An older directory lists H.E. White ES Wellness Center at 501 Bomont Road, but the listing does not establish current operation or public access. Contact Community Care of West Virginia to confirm the site, eligibility, services, and fees before visiting.
Community Care of Clay lists primary care and walk-in care, along with pharmacy and other clinical services. Call to confirm current hours, availability, and payment arrangements. The Clay County Health Department can confirm its current public-health and clinical offerings.
Zero Copay Telemedicine is designed for common non-emergency illnesses and symptoms appropriate for virtual care. Provider availability, technology, state law, and clinical appropriateness still apply. Emergencies require emergency care, and a virtual visit does not automatically include labs, imaging, procedures, specialty care, or in-person follow-up.
Listed formulary medications may be available at $0 through the participating-pharmacy process when program requirements are met. Check the current pharmacy tool before filling a medication. Non-formulary medications may have a negotiated or discount price, but are not automatically $0 or eligible for community sharing.
When selected and active with its required bundled features, Virtual Primary Care includes a dedicated physician relationship, virtual follow-up, an annual wellness visit, and chronic-care or medication-management support when appropriate for virtual care. It requires active Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling.
WV PATH offers screening and applications for programs including Medicaid and WVCHIP. The West Virginia Bureau for Medical Services also publishes Medicaid member resources, including information about managed care, transportation, and renewals.
When reasonably possible, contact SakeOf in advance and ask the provider for an itemized estimate. Full Service advocacy can help review charges and discuss fair pricing. An estimate may not include every professional, facility, or ancillary charge, so ask the provider what it covers.
Jump to a nearby ZIP guide without losing the local context.