Talk to a doctor without leaving home
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingA decision path for people who lost employer coverage, changed jobs, or are staring at an expensive COBRA premium.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 45780, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
Official program information includes Medicaid benefits, provider directories, and application help.
The local facts stay the same. These are the pressure points and questions that matter more for this decision.
Timing matters after employer coverage ends. Compare options before a deadline forces the decision.
Your ZIP and situation carry into the calculator so the next step stays connected to this page.
Compare the costSakeOf is a healthcare membership designed to make paying for and navigating care more member-directed. You can begin with the kind of help you need: a common illness, an ongoing primary-care relationship, a prescription question, an in-person appointment, or support understanding a medical bill.
The local starting point can be close to home. OhioHealth Wellness on Wheels lists a primary-care location at Plains United Methodist Church in The Plains. Call OhioHealth Southeast Ohio scheduling at (740) 331-7373 to confirm the current location details and appointment availability. OhioHealth says Wellness on Wheels care is provided regardless of ability to pay; ask when scheduling about terms for the specific service you need.
Think of SakeOf as a care sequence: use an appropriate everyday service when available, choose an in-person provider when the care calls for it, and contact SakeOf about planned higher-cost care or a confusing bill when reasonably possible.
For a common, non-emergency illness or symptom that can be handled remotely, Zero Copay Telemedicine offers 24/7 access to urgent-care telemedicine through the current service partner, with unlimited medically appropriate consultations. Provider availability, state law, technology, and clinical appropriateness still apply. If symptoms seem like an emergency, seek emergency care rather than using telemedicine or a routine membership workflow.
When selected and active, Rx and Prescription Benefits include access to approximately 70 acute medications at $0 at more than 67,000 participating pharmacy locations. A telemedicine clinician may prescribe when clinically appropriate and legally permitted, but the prescription’s cost follows the active Rx program. Ask whether the medication is included; other medications, tests, or follow-up may involve separate expenses.
Mental Health and Counseling can provide unlimited on-demand telephonic counseling at $0 member cost, plus up to three face-to-face consultations per incident when arranged and available. Virtual Primary Care is a separate option with a $15 monthly adjustment. When active with its required bundled features, it includes virtual primary-care access, a dedicated physician relationship, an annual virtual wellness visit, health-risk assessment, and ongoing chronic-care and medication-management support when appropriate for virtual care.
Some needs call for an examination, lab, imaging, specialist, or other in-person service. The Plains has the listed Wellness on Wheels primary-care location. In Athens, O’Bleness Family Medicine lists routine exams, screenings, immunizations, acute-illness care, and chronic-condition management. Confirm current appointments, participation, and charges directly with the clinic.
For minor illnesses and injuries, OhioHealth Urgent Care Athens lists online scheduling, calling ahead, and walk-in queue options, as well as onsite X-rays and select lab testing. Queue times can vary, and coverage and costs may vary, so contact the provider about the service and expected charges. For emergencies, OhioHealth O’Bleness Hospital in Athens offers emergency care along with specialty and outpatient services; confirm service details directly.
You retain provider choice. SakeOf’s local resources can help you identify a practical starting point, but they do not establish ZIP-specific appointment access, prices, or a provider’s current participation. Labs, imaging, specialist care, procedures, and in-person follow-up can be separate from a virtual visit. Before planned care, contact the provider about availability and charges and contact SakeOf when reasonably possible about review and next steps.
For eligible expenses, SakeOf reviews documentation, medical necessity, and price fairness. It may negotiate or reprice a bill when the price is unreasonable. This gives you a place to ask questions about an itemized bill, an unexpected charge, or a planned service before the cost becomes harder to sort out.
Keep the itemized bill and supporting documents. Submissions require an itemized bill with service dates, provider information, and CPT or HCPCS codes when available. SakeOf may also request clinical or billing records to review eligibility and pricing. Complete documents should be submitted within six months of the service date; send a balance bill, denial, or payment demand within 10 days of receiving it.
For a larger eligible medical event, the sequence is review first, then application of the applicable standard-event commitment or feature-specific member responsibility. Remaining eligible amounts may be matched to voluntary community funds, subject to program limits and available funds. Approved amounts may be paid through a member wallet or card, or directly to a provider depending on the process.
For planned higher-cost care, contact SakeOf in advance when reasonably possible. Keep membership active, meet the applicable member responsibility, and send requested documentation promptly. Eligibility and any amount supported depend on program rules, documentation, fair-price review, and available community funds.
Depending on the membership options selected and active, additional choices may include maternity, dental and vision discounts, chiropractic or acupuncture, PT/OT, and durable medical equipment. These options have their own terms and responsibilities. For example, maternity eligibility requires pregnancy to begin after a continuous 12-month maternity waiting period is complete; adding the option after conception does not make that pregnancy eligible. Review the applicable program details before planning care.
To put this into action, use the calculator to explore membership choices, read the Savings Guide, or use provider search to research care options. Ask Jordan a question if you want help understanding how the membership works, then review membership options and the applicable Program Guide before enrolling.
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.
Explore a transparent healthcare sharing option for eligible teams, with straightforward education, member guidance, and year-round access.
Explore employer solutionsTalk with a SakeOf Guide about pricing, membership, and which next step makes sense for you or your household.
Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
Call OhioHealth Southeast Ohio scheduling at (740) 331-7373 to confirm the current Plains location details and appointment availability. OhioHealth lists a primary-care location at Plains United Methodist Church; ask about terms for the specific service when you schedule.
O’Bleness Family Medicine lists routine exams, screenings, immunizations, acute-illness care, and chronic-condition management. OhioHealth Urgent Care Athens lists scheduling and walk-in options for minor illnesses and injuries. Confirm current appointments, services, and charges directly.
Zero Copay Telemedicine is designed for common non-emergency illnesses and symptoms appropriate for telemedicine. Clinical appropriateness, clinician availability, technology, state law, and prescribing rules apply. Emergency care, specialist care, tests, procedures, and in-person follow-up are not included just because telemedicine recommends them.
Submit an itemized bill that includes service dates, provider information, and CPT or HCPCS codes when available. SakeOf may request clinical notes, medical records, billing records, or other documentation. Complete documents should be submitted within six months of the service date.
Virtual Primary Care is an optional feature with a $15 monthly adjustment. It requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active for the current bundled service tier. Its services apply when the option is selected and active and are subject to program rules.
Contact SakeOf in advance when reasonably possible, especially for planned higher-cost care. This gives SakeOf an opportunity to review the documentation and fair pricing before the service. Ask the provider separately about appointments, services, and expected charges.
Maternity is subject to its program rules and any applicable feature selection. Pregnancy must begin after the continuous 12-month maternity waiting period is complete. Adding or restoring maternity after conception does not make that pregnancy eligible; review the membership handbook for the applicable terms.
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