Talk to a doctor without leaving home
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingHealthcare comparisons for contractors, tradespeople, owner-operators, and other workers without standard employer benefits.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 45370, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
Official program information includes Medicaid benefits, provider directories, and application help.
The local facts stay the same. These are the pressure points and questions that matter more for this decision.
Contractor income can move around. Compare the monthly cost and the amount you could be responsible for when care happens.
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Compare my numbersSakeOf is a healthcare membership designed to give members a more coordinated way to approach everyday care and medical expenses. Depending on the services selected and active, you can begin with virtual care or other direct services, choose a provider when in-person care makes sense, and ask for help reviewing eligible bills or larger medical needs. The practical advantage is having several possible steps to consider instead of treating every concern as a search for a provider first.
For a common illness or symptom appropriate for virtual care, active Zero Copay Telemedicine can provide a convenient starting point. The service is designed for non-emergency concerns. Provider availability, technology, clinical appropriateness, state law, and prescribing rules still apply. If a telemedicine clinician recommends a lab, imaging, specialist visit, or in-person follow-up, that separate service is not included just because it was recommended. Ask the provider about expected charges before proceeding when possible.
A family-medicine practice is listed at a Spring Valley address. The available local information does not confirm its current operations, services, appointments, or fees, so call the practice before planning a visit. Ask what services it currently offers, whether it is accepting appointments, and what the visit may cost.
Greene County resources offer additional places to check, but the listed locations are outside Spring Valley. Greene County Public Health is at 360 Wilson Drive in Xenia and can be reached at 937-374-5600. Five Rivers Greene County Health Center is also listed in Xenia at 937-281-6800. Contact either organization to verify current services, hours, appointments, and fees before traveling.
For hospital-based services, Kettering Health Greene Memorial is in Xenia, and Kettering Health Soin Medical Center is in Beavercreek. Their listed services include emergency care, laboratory and imaging; Greene Memorial also lists primary care, while Soin lists pharmacy and specialty services. These county-area locations do not establish appointment access, participation in a particular program, or an individual’s charges. Confirm the service and expected costs with the facility.
When Rx and Prescription Benefits are active, medications on the current formulary may be available at $0 through the participating-pharmacy process when prescribing and dispensing requirements are met. Check the current pharmacy tool before filling a prescription because formularies and participating pharmacies can change. A medication not on the formulary is not automatically $0 or eligible for community sharing.
Mental Health and Counseling, when selected and active with its required services, provides on-demand telephonic counseling at no member cost. Up to three face-to-face counseling consultations per incident may be arranged when available. Counseling does not by itself include psychiatry, inpatient or emergency psychiatric care, or medication costs.
Virtual Primary Care is an option for members seeking an ongoing virtual primary-care relationship. The described service includes virtual primary-care access, an annual virtual wellness visit and health-risk assessment, and follow-up support for chronic care and medication management when appropriate for virtual care. The current bundle requires active Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling, and has a $15 monthly adjustment.
For eligible care through Full Service, SakeOf support can help members navigate bills, review billing information and fair pricing, and seek negotiation support. This can be useful when a charge is difficult to understand or appears inconsistent with fair pricing. Support and eligibility depend on the applicable program rules and the information submitted.
Keep membership current and submit an itemized bill with service dates, provider information, and CPT or HCPCS codes when available. SakeOf may also request clinical notes, medical records, billing details, or other documentation for review. Submit complete documents within six months of the service date. Send balance bills, denials, or payment demands within 10 days of receiving them. For planned higher-cost care, contact SakeOf in advance when reasonably possible to ask what steps and documents apply.
For larger eligible medical events, Full Service may involve an applicable member commitment followed by voluntary community funding, subject to the active membership’s governing terms and review. The amount and eligibility depend on the event and applicable rules; community funding is not guaranteed. Ask SakeOf about the process before planned higher-cost care when reasonably possible.
Maternity is a separate community-sharing feature available when offered, selected, active, and eligible. It requires continuous active membership and maternity selection for at least 12 months before conception. For an eligible pregnancy, the stated member responsibility is $5,000, with community sharing up to $25,000 after that responsibility, subject to program rules. Review the feature details and ask SakeOf about applicable steps before making plans.
Depending on the membership features offered and active, households can also explore dental and vision discounts, chiropractic and acupuncture, PT/OT, and durable medical equipment options. Check the relevant feature details for what is available before relying on an option.
For a local visit, first call the Spring Valley practice or the Greene County resource you are considering to confirm its current location, services, appointment availability, and charges. For Medicaid application or benefit questions, Greene County’s Medicaid information page links to Ohio Medicaid information and the online benefits application; eligibility questions belong with the official program channels.
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.
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Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
A family-medicine practice is listed at a Spring Valley address, but the available local information does not confirm its current operations, services, appointments, or fees. Contact the practice directly before planning a visit.
Greene County Public Health and Five Rivers Greene County Health Center are listed in Xenia. Kettering Health Greene Memorial is in Xenia, and Soin Medical Center is in Beavercreek. These are county-area resources outside Spring Valley; verify current availability and charges directly.
No. Active SakeOf telemedicine is designed for common non-emergency illnesses and symptoms appropriate for virtual care. A recommendation for a lab, imaging, specialist visit, or in-person follow-up does not itself include that separate service. Seek emergency care for an emergency.
When selected and active with its required bundle, Virtual Primary Care includes virtual primary-care access, an annual wellness visit and health-risk assessment, and chronic-care or medication-management follow-up when appropriate for virtual care. The described feature has a $15 monthly adjustment.
Submit an itemized bill with service dates, provider information, and CPT or HCPCS codes when available. SakeOf may request medical records, clinical notes, or other documentation. Complete documents are due within six months of the service date; submit balance bills, denials, or payment demands within 10 days of receiving them.
Greene County’s Medicaid information page links to Ohio Medicaid resources and the online benefits application. Use official state or county-linked channels for eligibility, application, and benefit questions.
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