Talk to a doctor without leaving home
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingSakeOf gives you a smarter way to manage healthcare: everyday care options, freedom to choose providers, help with bills and prices, and community support for eligible larger needs.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 45167, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
Official program information includes Medicaid benefits, provider directories, and application help.
Local facts are one part of the decision. These stories show what it looks like after joining.
SakeOf is a healthcare membership designed to make care easier to organize and understand. Members can begin with a lower-friction everyday-care option, then choose a provider when an in-person visit or another service makes sense. When eligible bills become complicated, Full Service offers support with bill verification, fair-price review, and negotiation.
The practical starting point depends on the need: a common illness may suit telemedicine; an ongoing health concern may call for a primary-care relationship; and a test, procedure, or hands-on evaluation may require a local provider. SakeOf options apply when selected, active, eligible, and used according to program rules.
Zero Copay Telemedicine is designed for common, non-emergency illnesses and symptoms appropriate for a virtual visit. The current service partner does not impose a program limit on consultation frequency or duration, although provider availability, technology, state law, clinical judgment, and prescribing rules still apply. If a clinician recommends labs, imaging, specialty care, a procedure, or an in-person follow-up, those are separate care steps—not automatically included in the telemedicine service.
Rx and Prescription Benefits can be selected for prescription-related support. A prescription may be issued through telemedicine when clinically appropriate and legally permitted; medication costs follow the active Rx program, so confirm whether a particular prescription qualifies and what you may owe.
Mental Health and Counseling, when active with its required bundled options, provides unlimited on-demand telephone counseling through the current service partner at no cost for included counseling access. Up to three face-to-face counseling consultations per incident may be arranged when available. Psychiatry, inpatient behavioral care, medication costs, and other services are not automatically part of counseling access.
Virtual Primary Care adds a dedicated physician relationship, ongoing virtual follow-up, an annual virtual wellness visit, and health-risk assessment. Its current intended bundle requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling. Use it for ongoing virtual primary-care support when that arrangement fits; a clinician may still recommend an in-person visit.
For local family health care, PrimaryPlus-Ripley is listed at 502 South Second St. in Ripley, with family-health hours Monday through Friday, 8 a.m. to 5 p.m., and a phone number of 937-744-4343. Its page also lists counseling on Wednesdays and extended services. Call to check current services, appointment openings, and charges; the clinic says its site is in RULH Elementary with a separate Catherine Street entrance.www.summahealth.org
Use your chosen local provider for care that needs an examination, lab work, imaging, a specialist, or another in-person service. Before scheduling, ask what the visit is expected to cost, whether related services are billed separately, and what payment arrangements are available. SakeOf supports provider choice; a local listing does not itself confirm participation, availability, or a particular price.
For pharmacy needs or equipment, Ripley Drugs describes durable medical equipment and supplies. Ask the pharmacy directly about current inventory, billing, and availability before making a trip.my.clevelandclinic.org For skilled nursing, rehabilitation, assisted living, or memory-care questions, Ohio Valley Manor lists those services in Ripley; contact the facility to confirm current admissions, services, and payment details.www.summahealth.org
Brown County Health Department is a county resource based in Georgetown, not Ripley. It lists services such as blood-pressure and vision screenings, syringe exchange, HIV testing, and NARCAN training; contact the department to verify current arrangements and access.my.clevelandclinic.org
When a bill is unclear or seems unusually high, Full Service support can help members with bill verification, fair-price review, and negotiation support. Keep the itemized bill and any related explanation of charges. An itemized bill is required for a submission; it should include service dates, provider details, and CPT or HCPCS codes when available.
SakeOf may request clinical notes, medical records, diagnosis or procedure details, provider documentation, billing records, or a signed release to review eligibility, medical necessity, and fair pricing. Submit complete documents within six months of the service date. Send balance bills, denials, or payment demands within 10 days of receiving them. Contact SakeOf in advance for planned higher-cost care when reasonably possible.
For larger eligible medical events, Full Service uses an applicable member commitment and may include voluntary community funding under program rules. The member’s responsibility and any possible funding depend on the program, the event, eligibility review, and required documentation; check the current Program Guide and your membership details rather than assuming a particular amount or outcome.
If care is planned, contact SakeOf beforehand when reasonably possible and ask what information to gather. Keep bills, provider records, and payment requests together. Complete, timely documentation helps the program review the event.
Households can consider additional options when they are available and selected. Maternity Care is a community-sharing feature with a 12-month continuous active-selection period before conception, a $5,000 member responsibility per eligible pregnancy, and sharing of up to $25,000 after that responsibility, subject to program terms. Its benefit period runs through six weeks postpartum for pregnancy-related care.
Other optional features include dental and vision discounts, chiropractic and acupuncture, physical and occupational therapy, and durable medical equipment. These are not automatic benefits: check the current feature details, eligibility, and charges before relying on them. For Ripley equipment availability, ask Ripley Drugs directly; its website describes equipment and supplies but does not establish current stock or billing terms.my.clevelandclinic.org
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.
Explore a transparent healthcare sharing option for eligible teams, with straightforward education, member guidance, and year-round access.
Explore employer solutionsTalk with a SakeOf Guide about pricing, membership, and which next step makes sense for you or your household.
Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
Call PrimaryPlus-Ripley at 937-744-4343. Its listed address is 502 South Second St., Ripley, and its family-health hours are Monday through Friday, 8 a.m. to 5 p.m. Confirm appointment availability, current services, and charges directly with the clinic.
PrimaryPlus-Ripley lists community primary care, counseling on Wednesdays, and some extended services. Its site is in RULH Elementary with a separate Catherine Street entrance. Call the clinic to confirm which services are currently offered and whether appointments are available.
Depending on the options selected and active, members can use telemedicine for appropriate common non-emergency concerns, prescription benefits, counseling, and Virtual Primary Care. Virtual Primary Care requires the current bundle of Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling.
Keep the itemized bill and contact SakeOf about Full Service bill verification, fair-price review, and negotiation support. Submit complete documents within six months of the service date, and send balance bills, denials, or payment demands within 10 days of receiving them.
Contact Brown County Health Department to confirm current services and access. The department lists screenings and other public-health services and is located in Georgetown, so check its current arrangements before traveling.
PrimaryPlus-Ripley lists family-health hours Monday through Friday, 8 a.m.–5 p.m., and phone number 937-744-4343. Call to confirm current hours, services, and appointment availability.
Yes. The clinic page lists counseling on Wednesdays, along with primary care and some extended services. Contact PrimaryPlus-Ripley to confirm current counseling arrangements, scheduling, and charges.
Telemedicine is designed for common non-emergency illnesses and symptoms appropriate for virtual care. For an emergency, call 911 or go to the nearest emergency room; do not use a routine telemedicine workflow in place of emergency care.
When selected and active with its required bundle, Virtual Primary Care includes a dedicated physician relationship, ongoing virtual follow-up, an annual virtual wellness visit, and health-risk assessment. The current bundle requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling.
Ripley Drugs describes durable medical equipment and supplies on its website. Call the pharmacy to confirm whether a specific item is in stock, how it is billed, and whether it is currently available.
Keep an itemized bill with service dates, provider information, and CPT or HCPCS codes when available. SakeOf may also request clinical notes, medical records, billing details, or a signed release. Submit complete documents within six months of the service date.
Maternity Care is an optional community-sharing feature. It requires continuous active membership and selection for at least 12 months before conception, has a $5,000 member responsibility per eligible pregnancy, and may share up to $25,000 after that responsibility, subject to program rules.
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