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When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingHealthcare comparisons for contractors, tradespeople, owner-operators, and other workers without standard employer benefits.
Instead of paying a big monthly premium and still feeling on your own when care is needed, SakeOf combines practical everyday-care options, provider choice, advocacy, and community support into one membership experience.
The SakeOf approach: handle simple care simply, keep the freedom to choose where you go, know more about the price before you pay, and have real support when a medical need becomes expensive or complicated.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give you a dedicated physician, an annual virtual wellness visit, and ongoing virtual follow-up when the feature is selected and active.
See how SakeOf worksWhen the Rx feature is active, eligible formulary medications can be $0 at participating pharmacies. You can confirm the medication and pharmacy before filling.
Explore healthcare insightsSearch providers near 44451, compare the service you actually need, and look at price before you schedule when practical.
Explore local healthcareFull Service can include bill verification, fair-price review, and negotiation support when applicable, so the first amount presented does not have to be the end of the conversation.
See how advocacy helpsFor eligible Full Service events, your applicable member commitment comes first. Eligible remaining amounts may then be matched with voluntary community funds under the program rules.
Plan for a life transitionMembership options can add more support for the kinds of care people use throughout the year, so SakeOf can be more than a plan for the occasional big bill.
Run your estimate, get the Savings Guide, or go straight to the membership options.
SakeOf works with the care already around you. Start with convenient at-home options when they fit, use nearby doctors and facilities when you need them, and bring price guidance and bill support into the decision instead of navigating the cost side alone.
Official program information includes Medicaid benefits, provider directories, and application help.
The local facts stay the same. These are the pressure points and questions that matter more for this decision.
Contractor income can move around. Compare the monthly cost and the amount you could be responsible for when care happens.
Your ZIP and situation carry into the calculator so the next step stays connected to this page.
Compare my numbersSakeOf is a healthcare membership built around a different way to pay for and navigate care. Instead of beginning with a traditional insurance-first process, members can start with the type of help they need, use available everyday-care services, and get support understanding bills when costs become complicated.
The practical first step is to sort the need: a common symptom, ongoing primary care, a prescription, counseling, or an in-person visit. Then check which membership options are selected and active and what their program rules allow. The calculator and Savings Guide can help you explore membership choices; Jordan can help answer questions about the member experience.
For a common, non-emergency illness or symptom that is appropriate for a virtual visit, Zero Copay Telemedicine is an everyday-care option when selected and active. The service partner’s availability, state law, technology, and clinical judgment affect whether a virtual visit is appropriate. A prescription may be issued when clinically appropriate and legally permitted, but medication costs follow the active Rx and Prescription Benefits program.
Virtual care can be a low-friction first step, but it does not turn every next step into a virtual service. Labs, imaging, procedures, specialty care, and in-person follow-up are separate services; plan and budget for them with the provider if a clinician recommends them.
Mental Health and Counseling is available when selected and active under its required feature bundle. Counseling is distinct from psychiatry and other behavioral-health services. Virtual Primary Care, also subject to its bundle requirements, includes access to a dedicated physician relationship, an annual virtual wellness visit, health-risk assessment, and follow-up support for chronic care and medication management when appropriate for virtual care.
When you need an examination or another in-person service, you can choose a local provider and confirm the details directly. SRMC’s urgent-care page lists a North Jackson location at 10850 Mahoning Avenue and gives the phone number 330-331-4966, but the same page includes a notice about a move to Columbiana. Call before traveling to verify the current location, hours, walk-in availability, and expected charges.
For ongoing primary care, Meridian HealthCare describes services for people near North Jackson and lists a Meridian Campus office at 527 North Meridian Road in Youngstown, as well as an office in Warren. The Youngstown office number listed is 330-797-0070. These are nearby options, not North Jackson offices; contact Meridian to confirm current services, appointments, participation, and charges.
Mahoning County Public Health lists immunizations, a tuberculosis clinic, WIC, and other public-health services. Its office is at 50 Westchester Drive in Youngstown; call 330-270-2855 to ask about current services, locations, and appointments. For hospital care, Mercy Health lists St. Elizabeth Youngstown Hospital, which has an emergency department. Confirm the specific service and charges with the hospital and your applicable coverage source.
If a bill is difficult to understand or seems unusually high, SakeOf’s Full Service support can help with bill verification, fair-price review, and negotiation support under program rules. This is a review and advocacy process—not a promise that a bill will be reduced, a provider will change a charge, or a particular expense will be eligible.
Keep the itemized bill and any related records. Submissions require an itemized bill, ideally showing service dates, provider information, and CPT or HCPCS codes when available. SakeOf may request clinical notes, medical records, billing details, or other documentation to review eligibility, medical necessity, and fair pricing. Submit complete documents within six months of the service date; submit a balance bill, denial, or payment demand within 10 days of receiving it.
For a larger eligible medical event, the process includes the applicable member commitment and may involve voluntary community funding, subject to the program rules and review. Keep membership current, fund required asks, and submit requested documentation promptly. For planned higher-cost care, contact SakeOf in advance when reasonably possible so you can understand the process before the service.
Pregnancy has specific timing rules: it must begin after a continuous 12-month maternity waiting period is completed, and adding or restoring maternity after conception does not make that pregnancy eligible. Newborn care after the initial discharge is handled separately from the mother’s maternity event; the newborn should be added within 30 days of birth. Ask about the current program terms before planning care.
Depending on the membership options available and selected, households may also want to explore maternity, dental and vision discounts, chiropractic or acupuncture, physical or occupational therapy, and durable medical equipment. Check the current membership materials for what is active, how an option works, and any applicable program rules before arranging a service.
For any service outside a direct-service benefit, ask the provider for the expected charge and confirm participation with the provider and applicable coverage source. Local listings are useful starting points, not guarantees of appointments, participation, or individual prices.
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.
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Short answers built from the same verified local research and SakeOf benefit rules used in this guide.
Depending on the options selected and active, members may use Zero Copay Telemedicine, Rx and Prescription Benefits, Mental Health and Counseling, and Virtual Primary Care. Each service has its own requirements and rules. Check the current membership details to understand which options are active and what they include.
No. Telemedicine is designed for common non-emergency issues appropriate for virtual care. Labs, imaging, procedures, specialty care, and in-person follow-up are separate services, even if a virtual clinician recommends them.
Meridian lists its Meridian Campus at 527 North Meridian Road in Youngstown, with phone 330-797-0070. Contact the office to verify current services, appointment access, participation, and charges.
The department lists its office at 50 Westchester Drive, Youngstown, and phone 330-270-2855. Call to confirm the current public-health services, locations, and appointment arrangements you need.
When selected and active under its required bundle, Virtual Primary Care includes virtual access to a dedicated physician relationship, an annual virtual wellness visit, health-risk assessment and stratification, chronic-care follow-up, and medication-management support when clinically appropriate for virtual care.
Keep the itemized bill, including service dates, provider details, and CPT or HCPCS codes when available. SakeOf may request medical records, clinical notes, or other documentation. Submit complete documents within six months of the service date and balance bills, denials, or payment demands within 10 days of receiving them.
Pregnancy must begin after a continuous 12-month maternity waiting period is completed. Adding or restoring maternity after conception does not make that pregnancy eligible. Review current program terms before planning care, and add a newborn to membership within 30 days of birth.
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