A different way to healthcare in Mount Victory

A more direct way to handle care in Mount Victory

SakeOf is a healthcare membership designed to make care and medical bills easier to approach. Instead of starting every question with insurance paperwork, members can use selected direct services for common needs, choose where to seek in-person care, and turn to advocacy when a bill needs a closer look.

The practical sequence is simple: identify the kind of care you need, use an active SakeOf service when it fits, and choose a local provider when an in-person visit or other service is appropriate. For planned care, contact the provider to ask about appointments and expected charges. SakeOf’s calculator and Savings Guide can help you learn how membership options are structured before deciding what to explore next.

Start with the everyday-care option that fits

For a common, non-emergency illness or symptom that is appropriate for a virtual visit, Zero Copay Telemedicine offers 24/7 urgent-care consultations at a $0 member cost when the feature is active. Consultations are unlimited when medically appropriate, subject to clinician availability, state licensing, and the service partner’s availability. This can be a low-friction first step when an in-person exam is not needed.

Zero Copay Telemedicine requires active Rx and Prescription Benefits. The current service partner describes approximately 70 acute medications available at $0 at participating pharmacy locations. A prescription is issued only when clinically appropriate and legally permitted; medication costs follow the active Rx program. Ask whether the medication and pharmacy are part of that program before relying on a particular price.

Mental Health and Counseling is part of the current bundled service tier described in the membership materials. The service partner describes unlimited on-demand telephone counseling at $0 member cost and up to three face-to-face consultations per incident when arranged and available. Virtual Primary Care, when selected and active with its prerequisites, adds a dedicated physician relationship, an annual virtual wellness visit, health-risk assessment, chronic-care follow-up, and medication-management support when appropriate for virtual care. Its monthly adjustment is $15.

Use local in-person care when you need it

OhioHealth Physician Group lists a primary-care clinic at 460 S. Main Street in Mount Victory. Listed services include preventive, wellness, and illness care, vaccines, school and sports physicals, women’s health services, and chronic-condition management. Call the clinic to confirm current services, hours, appointment availability, and expected charges.

Memorial Health also lists Mt. Victory Family Physicians at 460 S. Main Street and gives 937-354-2027 as its contact number. Call to confirm current services, appointments, participation in any applicable plan, and expected charges. The listings make Mount Victory a place to start for primary care; they do not establish current availability or a price.

For hospital, outpatient, diagnostic, rehabilitation, or specialty needs, OhioHealth Hardin Memorial Hospital is in Kenton and identifies Hardin County as its service community. Mary Rutan Health announced a Kenton health center with primary care, selected specialties, and laboratory services. Confirm what each facility currently offers before making plans. If care involves labs, imaging, an in-person follow-up, or a specialist, ask that provider about the separate service and its expected charge.

Keep provider choice central: SakeOf does not establish that a particular Mount Victory or Kenton provider participates in a specific plan. Check directly with the provider and the applicable coverage source before scheduled care. For Ohio Medicaid benefits and provider-directory information, use the state’s official portal.

Get help making sense of a medical bill

When a bill seems confusing or unusually high, Full Service advocacy can help members review it. The process includes bill verification, fair-price review, and negotiation support. This gives members a place to turn for help understanding charges and working through a bill rather than trying to interpret every line alone.

For submissions, an itemized bill is required and should include service dates, provider information, and CPT or HCPCS codes when available. SakeOf may request clinical notes, medical records, or other documentation to review eligibility, medical necessity, and fair pricing. Submit complete documents within six months of the service date; submit a balance bill, denial, or payment demand within 10 days of receiving it.

Understand support for a larger eligible event

For eligible larger medical events, Full Service combines advocacy and bill review with an applicable member commitment and voluntary community funding, subject to program rules. Contact SakeOf in advance about planned higher-cost care when reasonably possible. Keep membership active, meet required member responsibilities, and send requested documents promptly. These steps help put the event through the program’s review process; they do not guarantee eligibility or a particular outcome.

Maternity is an optional community-sharing feature when offered and selected. It has a $18 monthly adjustment, a $5,000 member responsibility per eligible pregnancy, and a community-sharing limit of up to $25,000 per eligible pregnancy after that responsibility. The feature requires continuous active selection for at least 12 months before conception, and eligibility remains subject to program rules. Check the Program Guide for details before planning around this feature.

Choose a useful next step

• Feeling sick? Check whether Zero Copay Telemedicine is active and whether your concern is suitable for a virtual urgent-care consultation. Emergencies need emergency care.
• Looking for primary care? Call the Mount Victory clinic or Mt. Victory Family Physicians to ask about availability and expected charges.
• Need a prescription or ongoing support? Review the active Rx and Prescription Benefits and Virtual Primary Care options, including their prerequisites.
• Have a larger bill or planned event? Ask SakeOf about the applicable member commitment, advance coordination, and documents to submit.
• Ready to compare options? Start with the calculator or Savings Guide, use provider search for care options, or ask Jordan a question before exploring membership.