Healthcare options for contractors in Mingo

Start with the care you need

SakeOf is a healthcare membership for people who want a more hands-on way to arrange care and handle medical costs. Rather than beginning with a plan directory, start with the immediate need: a common illness, an ongoing primary-care relationship, a prescription, an in-person service, or help understanding a bill.

For common, non-emergency symptoms that are appropriate for remote care, active Zero Copay Telemedicine can connect members with a clinician through the current service partner. Availability, technology, state rules, and clinical judgment affect whether a virtual visit is appropriate. If symptoms need urgent or emergency attention, seek the appropriate in-person emergency care.

Build an everyday-care routine

Selected SakeOf options can support different parts of everyday care. When active, Zero Copay Telemedicine is designed for common non-emergency concerns. If a clinician recommends a prescription, whether it is available at no cost depends on the active Rx and Prescription Benefits program, its current formulary, and the program’s pharmacy and prescribing requirements. Check a medication through the current pharmacy tool before filling it; a non-formulary medication is not automatically included.

Active Mental Health and Counseling provides on-demand telephonic counseling access through the current service partner, with face-to-face consultations available under program rules when arranged and available. It does not by itself provide psychiatry or emergency behavioral-health care.

Virtual Primary Care is an optional service with a dedicated physician relationship, ongoing virtual follow-up, an annual virtual wellness visit, and chronic-care follow-up or medication-management support when clinically appropriate. It requires the specified bundled services to remain active. Consider whether virtual care matches your needs and confirm current service details before relying on it.

Choose in-person care near Mingo

When you need an examination, testing, imaging, a specialist, or another in-person service, you can choose a local provider and contact that office about access and charges. Urbana has several listed primary-care options. Mercy Health’s Urbana Hospital Primary Care and Walk-in-Care is at 900 Scioto St., Suite 4; its listed weekday walk-in hours are 8 a.m.–5 p.m., appointments are recommended, and the phone number is 937-653-4666. Call ahead to confirm walk-in availability and current hours.

Community Health & Wellness Partners lists a clinic at 605 Miami Street, Suite 100, with weekday hours of 8 a.m.–5 p.m.; call 937-599-1411. Mary Rutan Urbana Clinic, at 1880 E. US Highway 36, lists primary care, laboratory, X-ray, orthopedics and sports medicine, and podiatry, with weekday hours of 8 a.m.–4:30 p.m.; call 937-887-0164. Confirm which services are available and what charges to expect directly with the clinic.

For hospital services, Mercy Health — Urbana Hospital lists emergency, inpatient, and outpatient care in Urbana; its main phone is 937-653-5231. For immunizations and other public-health questions, contact Champaign Health District at 937-484-1605. Its immunization service has appointment requirements, and availability and prices can vary, so call before making plans.

Published hours and service lists do not confirm an appointment, participation in a particular arrangement, or an individual price. Ask the provider what service is planned, whether it is available, and what charges to expect. Labs, imaging, specialist visits, in-person follow-up, and other services are separate care steps; a telemedicine visit does not automatically include them.

Get help making sense of a bill

If a bill is confusing or seems high, SakeOf Full Service advocacy can help with bill verification, fair-price review, and negotiation support. Follow the membership process and provide the documentation requested so the team can review the service and charges. An itemized bill should include the service dates, provider information, and CPT or HCPCS codes when available.

SakeOf may also request medical records, clinical notes, diagnosis or procedure details, provider documentation, billing records, or a signed release. Complete documents are due within six months of the service date; submit a balance bill, denial, or payment demand within 10 days of receiving it. These review steps help establish what happened and support a fair-price assessment; they do not guarantee a particular result.

Understand support for larger eligible events

For a larger eligible medical event, Full Service advocacy can help members understand the bill and the review process. The applicable member commitment and program rules matter; consult the current membership materials for the amount and terms that apply to your situation. Voluntary community funding may be available for larger eligible events, subject to program requirements and review. It is not a guaranteed payment.

For members who select and maintain the applicable maternity feature, potentially eligible expenses may include routine prenatal visits, medically necessary prenatal testing, delivery, and routine pregnancy-related postpartum care through six weeks. The feature has a continuous 12-month waiting period before pregnancy begins, a sharing limit, and other program rules. Review the membership handbook before planning around maternity support.

Take a practical next step

• Explore membership costs: Use the calculator to see how membership options may fit your budget.
• Understand the model: Read the Savings Guide and check the current rules for any optional service you are considering.
• Find care: Use provider search, then call the provider to confirm availability, participation, and expected charges.
• Ask a question: Talk with Jordan about how to approach a care need or which membership information to review.
• For care in Urbana: Call the clinic, hospital, or health district before traveling, especially for walk-in care or immunizations.