Healthcare when you work for yourself in Heath

Start with the kind of care you need

SakeOf is a healthcare membership built around a more direct way to pay for and navigate care. Rather than making an insurance-first process the starting point for every question, members can begin with the care need, consider the active services available through their membership, and choose a provider when in-person care makes sense.

For a common illness or symptom that is appropriate for a virtual visit, Zero Copay Telemedicine can be a low-friction first step when selected and active. A clinician can assess the concern and advise on next steps. If the situation is an emergency, seek emergency care; telemedicine is for appropriate non-emergency concerns.

Use the SakeOf calculator to explore membership options and costs, then check the Savings Guide or provider search as you plan care. Jordan can help you understand how the membership works and which next step to take.

Build an everyday-care routine around active services

Everyday support can connect virtual visits, prescriptions, counseling, and ongoing primary care. Each service applies only when selected, active, eligible, and subject to its program rules. For telemedicine, clinical appropriateness, provider availability, technology, state law, and prescribing rules all matter.

When clinically appropriate for virtual care, Virtual Primary Care offers a dedicated physician relationship with ongoing virtual follow-up support. Its listed features include an annual virtual wellness visit, health-risk assessment, chronic-care follow-up, and medication-management support. The current service tier requires Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling to remain active, and adds $15 per month.

Prescription support does not make every medication cost part of the service. A prescription may be issued when clinically appropriate and legally permitted; its cost follows the active Rx program. Labs, imaging, in-person exams, procedures, specialist visits, and in-person follow-up are separate expenses and follow the applicable program rules.

Mental Health and Counseling can include problem assessment, supportive counseling, follow-up when available, crisis support, and referrals when more care is needed. Psychiatry, emergency psychiatric care, inpatient behavioral health, neuropsychological testing, residential substance-use treatment, and medication costs are not included merely because counseling is active; another active benefit or program would need to address them.

Choose local in-person care when you need it

When you need an exam, specialist, lab, imaging, or another in-person service, you can choose a provider and contact that office directly. In Heath, Licking Memorial lists Family Practice at 687 Hopewell Drive, Building 2, Heath, Ohio 43056. Call the practice to confirm current services, hours, appointments, participation, and expected charges.

Licking Memorial also lists Dermatology at the same building and street address in Heath. Verify its current location details, available services, appointments, participation, and charges directly before arranging care. A directory listing is a useful starting point, not confirmation of an appointment or a particular patient cost.

For public-health needs, the Licking County Health Department lists immunizations and TB testing at its main clinic at 675 Price Road in Newark, with some services at listed off-site locations. Immunization clinics are appointment-only; call to confirm current locations, schedule, eligibility, and charges. This is a county resource, not a clinic listing in Heath.

Before a planned visit, ask the provider for expected charges and check applicable coverage or membership details. If a lab, scan, specialist visit, or follow-up is recommended after a virtual visit, arrange that service separately and confirm its cost and requirements.

Get help when a bill is unclear

If a bill looks confusing or unexpectedly high, SakeOf’s Full Service advocacy is intended to help members work through the billing process. That support can include bill verification, fair-price review, and negotiation support, subject to the applicable program rules and the member’s responsibilities. Ask what information is needed and how to submit it.

For a submission, an itemized bill is required. It should include service dates, provider information, and CPT or HCPCS codes when available. SakeOf may request medical records, clinical notes, billing details, or a signed release to review eligibility, medical necessity, and fair pricing. Submit complete documents within six months of the service date; submit a balance bill, denial, or payment demand within 10 days of receiving it.

Licking Memorial says it provides patient estimates for many shoppable services and financial assistance for qualifying patients. An estimate may not include every professional fee or determine final patient responsibility, so ask the health system about current terms and what a quote includes.

Understand support for a larger eligible medical event

For a larger eligible event, the SakeOf process can involve an applicable member commitment and voluntary community funding. These are governed by the program rules; funding, eligibility, and the amount a member may be responsible for are not guaranteed. Keep membership active, meet applicable responsibilities, contact SakeOf in advance for planned higher-cost care when reasonably possible, and provide requested records promptly.

If maternity care is relevant, potentially eligible expenses include routine prenatal visits, medically necessary prenatal labs, standard diagnostic ultrasounds, pregnancy-related specialist care, delivery charges, and routine pregnancy-related postpartum care through six weeks. Pregnancy must begin after a continuous 12-month maternity waiting period is completed. Review the current Program Guide and contact SakeOf before making plans; adding or restoring maternity after conception does not make that pregnancy eligible.

Take a useful next step in Heath

• For a non-emergency symptom: Check whether Zero Copay Telemedicine is selected and active and whether a virtual visit fits the concern.
• For ongoing virtual primary care: Review the Virtual Primary Care requirements, including its active-service prerequisites and monthly adjustment.
• For an in-person visit: Contact the Heath practice directly to confirm services, appointments, participation, and expected charges.
• For a bill or planned larger expense: Ask SakeOf about the review process, required documents, applicable member commitment, and program rules.
• To compare your options: Use the calculator, Savings Guide, provider search, or Jordan before choosing a membership option.