A different way to healthcare in Fort Recovery

Put everyday care and provider choice in one plan

SakeOf is a healthcare membership designed to help members organize care and make sense of medical costs. Rather than starting with a payment route, start with the care you need. Check which membership features are active, consider whether virtual care fits, and choose an in-person provider when an examination, test, procedure, or other service calls for it.

For a common, non-emergency illness or symptom appropriate for a virtual visit, Zero Copay Telemedicine offers a convenient place to begin when selected and active. A clinician may prescribe medication when clinically appropriate and legally permitted; the prescription’s cost follows the active Rx program. A virtual consultation does not itself arrange or include recommended labs, imaging, procedures, specialty care, or in-person follow-up.

Compare options with the calculator or Savings Guide. Provider search can help you explore care options, and Jordan can help you think through a next step.

Use virtual, prescription, and counseling features when they fit

Zero Copay Telemedicine is intended for common non-emergency needs suitable for telemedicine. Provider availability, technology, state law, clinical judgment, and prescribing rules affect what can happen during a visit. If care needs an in-person exam or another service, arrange that service separately.

Rx and Prescription Benefits focus primarily on medications commonly prescribed for acute conditions. A listed formulary medication may be available at $0 when the active program’s participating-pharmacy process and prescribing and dispensing requirements are met. Check the current formulary and pharmacy process before filling a prescription. Non-formulary medications may have a negotiated or discount price, but are not automatically included in community sharing.

Mental Health and Counseling may include problem assessment, supportive counseling, follow-up with the original counselor when available, crisis support, and referral to other resources when more care is needed. Psychiatry, inpatient behavioral-health care, emergency psychiatric care, and medication costs are separate unless another active program expressly provides for them.

Virtual Primary Care is an optional direct service with a monthly adjustment of $15. When active and its prerequisites are met, it provides virtual primary-care access, a dedicated physician relationship, a wellness visit and health-risk assessment, and follow-up for chronic care or medications when appropriate for virtual care. Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling must remain active for the current bundled service tier.

Find in-person care in Fort Recovery and nearby Mercer County

Mercer Health lists a Medical Group location at 1830 Union City Road in Fort Recovery, and Fort Family Health lists its office at 1100 Commerce Street. These are local leads for contacting a practice—not confirmations of current appointments, services, participation, or prices. Call the practice to ask whether it provides the service you need, when it can see you, and what charges or payment terms to expect. [[cite:]]

Kaup Pharmacy lists a Fort Recovery retail pharmacy at 102 North Wayne Street, infusion services at 110 East Butler Street, and pharmacy and medical-equipment services at 1201 Commerce Street. Contact the location relevant to your need to confirm current hours, services, availability, and charges. For a prescription using an active SakeOf feature, also check the current pharmacy tool and program requirements. [[cite:]]

Mercer County Community Hospital is in Coldwater, not Fort Recovery. Mercer Health describes the hospital as an anchor for affiliated primary-care and specialty services. The health system also lists a primary-care practice at 830 West Main Street, Suite 3, in Coldwater. Contact the relevant hospital or clinic to confirm its current services, provider availability, participation, and expected charges. [[cite:]]

Mercer County Health District is a county public-health resource based in Celina. Its services include immunizations, communicable-disease work, and vision and hearing screenings; the district asks callers to schedule immunization appointments by phone. These are public-health services, distinct from hospital and physician care. [[cite:]]

Get help understanding a medical bill

Full Service advocacy can help members work through medical-bill documentation and pricing. SakeOf reviews eligibility, medical necessity, documentation, and price fairness, and may negotiate or reprice a bill. For planned higher-cost care, contact SakeOf in advance when reasonably possible to ask about the process and documents that may be needed.

An itemized bill is required for submissions and should include service dates, provider information, and CPT or HCPCS codes when available. SakeOf may also request medical records, clinical notes, diagnosis or procedure details, billing records, or a signed medical-record release. Submit complete documents within six months of the service date. Send a balance bill, denial, or payment demand within 10 days of receiving it.

Mercer Health publishes price-transparency information and patient-account contacts, and describes financial assistance and Ohio Hospital Care Assurance Program information. Published charges are not a personalized estimate of what you will owe. Ask the provider about the particular service, professional fees, payment terms, and any assistance application details. [[cite:]]

Ask about support for a larger eligible medical event

For a larger eligible medical event, SakeOf reviews the submitted information and fair pricing and may negotiate or reprice the bill. The applicable member commitment and program rules govern the process; voluntary community funding may be offered under those rules. Eligibility, amounts considered, and contributions are not guaranteed.

Keep membership active, meet the applicable member commitment or feature-specific responsibility, and submit complete records promptly. If care is planned, contact SakeOf in advance when reasonably possible. A charge paid or discounted through an optional feature cannot automatically be counted again as a separate sharing request for that same charge unless SakeOf expressly approves an eligible remaining balance.

Choose your next step

Depending on the options selected and active in a membership, other possibilities may include maternity, dental or vision discounts, chiropractic or acupuncture, PT/OT, and durable medical equipment. These features have their own rules. For maternity, pregnancy must begin after a continuous 12-month waiting period has been completed.

• Common non-emergency symptoms: Consider telemedicine if the issue is appropriate for a virtual visit and the feature is active.
• Ongoing primary care: Check Virtual Primary Care prerequisites, or call a Fort Recovery practice about services, appointments, and charges.
• Medication: Verify the current formulary and participating-pharmacy process before filling it.
• Local test, specialist, or hospital service: Call the provider to confirm the service, timing, participation, and expected charges. The county hospital is in Coldwater.
• Large or confusing bill: Keep the itemized bill and contact SakeOf about review and submission steps.
• Planned major care: Contact SakeOf ahead of time when reasonably possible to ask about documentation and your applicable member commitment.

Use the calculator and Savings Guide to compare membership options, provider search to explore care, or Jordan to plan what to do next. For Ohio Medicaid benefit, application, and provider-directory information, use the state’s official resources. Medicare Care Compare is a federal tool for comparing Medicare-approved providers, not an individual price quote. Confirm availability and expected charges with the provider. [[cite:]]