Healthcare when you work for yourself in Crooked Creek

Put everyday care and support in one membership

SakeOf gives members a practical way to approach healthcare: selected everyday-care options for appropriate needs, the ability to choose where to seek in-person care, and help making sense of medical bills. Instead of beginning with a complicated payment question, begin with the care you need and identify which options are active in your membership.

Depending on your selected configuration, everyday options may include Zero Copay Telemedicine, Virtual Primary Care, Mental Health and Counseling, and prescription benefits. These can help you find a starting point for a new concern, ongoing primary care, or a medication question. If the care you need calls for an in-person examination, test, specialist, or facility service, you can choose a provider and plan that care path as well.

To see how the membership fits your needs and budget, compare options in the calculator. The Savings Guide, provider search, and Jordan can help you explore what to consider before choosing.

Start locally, then follow the referral path

Crooked Creek Village Clinic is listed at 401 Main Street, Crooked Creek, AK 99575, phone (907) 432-2222. The CMS locator lists behavioral health and youth services and indicates traveling services. Call the clinic to ask which services are currently available, whether appointments are open, and what referral steps apply to the care you need. ^www.cms.gov

Crooked Creek is part of the Yukon-Kuskokwim Health Corporation regional care system. YKHC describes a network of village clinics, five sub-regional clinics, and a regional hospital in Bethel. Some services may require referral beyond the village clinic, so asking about the next step can help you plan for appointments and any needed travel.

For planned care, connect the local care plan with your SakeOf options. Ask the clinic or treating provider what is available locally and what requires referral; contact SakeOf in advance for planned higher-cost care when reasonably possible. This gives the team a chance to review the situation and tell you what information to prepare.

Match an everyday-care option to your need

For a new concern, Zero Copay Telemedicine may be a convenient first conversation when it is selected and active for you and suits the situation. Virtual Primary Care may support ongoing primary-care needs when included in your membership. Mental Health and Counseling options may also be available in selected configurations. Check your membership options and service access when arranging care, especially if you expect follow-up, tests, or a local referral.

For prescriptions, check the current pharmacy tool and formulary before filling a medication. Listed acute medications are available at $0 when filled through the participating-pharmacy process and when prescribing and dispensing requirements are met. The current formulary determines whether a specific medication is included. Non-formulary medications may have a negotiated or discount price, but are not automatically $0 or eligible for community sharing. A medication benefit does not by itself address separate visits, labs, or other services.

These options give you ways to organize care around your needs; your active membership and the service requirements determine which features apply. When you need a hands-on examination or service, use the local clinic or another provider you choose and ask about follow-up and referral arrangements.

Use Full Service for bill advocacy and fair pricing

For Full Service members, SakeOf reviews eligibility, medical necessity, documentation, and price fairness. SakeOf may negotiate or reprice medical bills. For planned higher-cost care, contacting SakeOf in advance when reasonably possible can help the team understand the situation before services occur. Keep itemized bills and requested records and submit them promptly.

The standard Full Service event commitment is $500. Enrollment may offer choices of $500, $1,000, $2,500, or $5,000; your enrollment summary shows the amount you selected. For an eligible event, the applicable commitment is part of the process. Members may voluntarily request community funding for larger eligible expenses, subject to program review and rules.

Price information can also help you prepare questions. YKHC publishes price-transparency information, and Alaska publishes provider and facility procedure-price disclosures. Posted standard charges and estimates are useful reference points, not a personalized final bill. Ask the provider for an estimate for the particular service and contact its price-estimation team if you need help understanding it. ^{health.alaska.gov}

Consider features for planned and ongoing needs

When maternity is offered and selected on Full Service, it must remain active and current for at least 12 months before conception. For an eligible pregnancy, the member responsibility is $5,000, with community sharing of up to $25,000 after that amount under program rules. Potentially eligible care includes routine prenatal visits, medically necessary tests, delivery, and routine pregnancy-related postpartum care through six weeks. Add the newborn to membership within 30 days of birth.

Other selected features may include dental and vision discounts, chiropractic or acupuncture, physical or occupational therapy, and durable medical equipment. For eligible PT/OT, the feature-specific member responsibility is $35, replacing the standard event commitment for eligible visits under that feature. The 12-visit limit and $780 annual maximum are shared across the enrolled membership; a physician order, referral, or documented plan of care may be required. Check the active feature terms before scheduling or purchasing equipment.

Make your next step clear

• Need a local appointment? Call Crooked Creek Village Clinic at (907) 432-2222 and ask about the specific service, current availability, and referral steps. ^www.cms.gov
• Choosing an everyday-care option? Check which telemedicine, primary-care, counseling, or prescription features are active for you, then use the option that fits the need.
• Planning a test or higher-cost service? Ask the provider for an estimate and contact SakeOf in advance when reasonably possible.
• Need travel for care with Alaska Medicaid? For out-of-community non-emergency travel, the referring provider must request authorization before travel is booked. Confirm the authorization and arrangements with the provider or travel program. ^{health.alaska.gov}
• Exploring membership? Compare options with the calculator, read the Savings Guide, use provider search, or ask Jordan a question.