A different way to healthcare in Birmingham

A clearer way to plan care

SakeOf is a healthcare membership designed to put practical care choices first. Instead of beginning with a maze of payment steps, you can think through the need, choose a suitable care setting or provider, and use member support to understand the bill. Your membership configuration determines which features are active, and each feature has its own rules and limits.

For an everyday need, check whether an active telemedicine or Virtual Primary Care feature fits. For an examination, imaging, lab work, or a specialist, choose an in-person provider and ask what the service will cost. If a bill is difficult to understand, Full Service can provide bill verification, fair-price review, and negotiation support. For a larger eligible event, voluntary community funding may be considered under program rules; neither eligibility nor funding is guaranteed.

In Birmingham, Cooper Green lists primary and specialty clinics, urgent care, pharmacy, and radiology. Its enrollment and financial-assistance requirements apply to some services. Contact Cooper Green to confirm the service you need, appointment process, current availability, and charges. ^www.cms.gov

Match everyday care to the right option

When you feel sick or need help deciding on a next step, Zero Copay Telemedicine may offer a virtual-care route if the feature is selected and active. Virtual Primary Care is a separate optional feature. Check your membership options to see what is active and what services are associated with it. If you need emergency care, seek emergency care.

Virtual Primary Care may suit ongoing primary-care needs when selected and active. When an examination, test, imaging, or specialist is needed, choose an in-person provider. Ask the provider what the estimate includes and whether separate appointments, tests, or professional charges may apply.

If you need a prescription, the optional Rx and Prescription Benefits feature may help with prescription needs when selected and active. Check the feature terms and confirm medication availability and price with the pharmacy. Ask whether the specific medication is included in the applicable benefit before relying on an estimated cost.

Mental Health and Counseling may include immediate problem assessment, supportive counseling, follow-up with the original counselor when available, crisis support, and referrals for additional behavioral-health care. Psychiatry, inpatient behavioral health, emergency psychiatric care, neuropsychological testing, residential substance-use treatment, and medication costs are not automatically included just because the counseling feature is active.

Choose local in-person care

Provider choice matters when a visit, procedure, or diagnostic service needs to happen in person. Cooper Green’s listed services include primary and specialty clinics, urgent care, pharmacy, and radiology. Contact the facility directly about enrollment, eligibility, appointments, current service availability, and fees. Its Birmingham address is 1509 6th Avenue South. ^www.cms.gov

UAB Medicine’s location directory can help you search Birmingham-area hospitals, clinics, and other care sites. UAB Hospital is at 1802 6th Avenue South, and The Kirklin Clinic of UAB Hospital is an outpatient clinic at 2000 6th Avenue South. Check the relevant location’s current services and appointment process before visiting.

For county public-health services, Jefferson County Department of Health lists clinic locations, services, and appointment information. The Western Health Center is at 631 Bessemer Super Hwy in Midfield, ZIP code 35228. The directory does not mean every service is offered at every location, so confirm the specific service, appointment details, eligibility, and fees with JCDH before going.

The Alabama Medicaid Provider Directory supports searches by provider name, specialty, county, or city. Not every provider type appears, and a directory listing does not confirm current participation or appointment availability. Contact the provider to verify. ^{www.medicaid.alabamaservices.org}

Get a clearer picture of planned-care costs

For planned care, ask the facility for an estimate and clarify which services and billing parties it includes. Facility charges, professional services, tests, imaging, and follow-up may be billed separately. UAB Medicine provides a price estimator and standard-charge information; posted hospital charges are a starting point, not a guarantee of an individual’s final cost.

CMS explains how consumers can use hospital standard-charge and shoppable-service information when comparing prices. When you request an estimate, ask how it applies to your specific service and what could change the total. ^www.cms.gov

If a bill is confusing or seems higher than expected, Full Service can provide bill verification, fair-price review, and negotiation support. Share the bill and relevant service details through the applicable SakeOf process. Support is subject to program rules and does not promise a reduction or a particular amount of community funding.

Understand support for larger eligible events

For a larger eligible medical event, Full Service can help you work through the bill and its pricing. The applicable member commitment is part of the process; check your membership materials for the amount and rules that apply to your event. Voluntary community funding may be considered under program rules, but eligibility and funding are not guaranteed.

Keep estimates, itemized bills, and provider communications together. If a planned service may involve both facility and professional charges, ask each billing party for its own estimate. Clear documentation gives the bill-review process useful details to work with.

Choose features and take your next step

Optional features can be selected for particular needs. Maternity Care may apply to potentially eligible prenatal, delivery, and postpartum expenses when selected and active; pregnancy must begin after the continuous 12-month maternity waiting period is completed. Program limits and other rules apply. Dental and Vision Discounts, Chiropractic and Acupuncture, and Durable Medical Equipment are also optional features.

Physical and Occupational Therapy has a shared 12-visit limit and $780 annual maximum across the enrolled membership. Eligible services must be medically necessary and provided by an appropriately licensed therapist. The feature-specific $35 member responsibility applies to eligible PT/OT visits and replaces the standard $500 event commitment for those visits. A physician order, referral, or plan of care may be required when clinically appropriate or required by law.

Feature rules, dependencies, vendor terms, member responsibilities, and exclusions still apply. Use the calculator to explore membership options and pricing, read the Savings Guide to compare features, or ask Jordan about how a feature works. For local care, use provider search and confirm services, appointments, and prices directly with the facility.