Healthcare options for contractors in Birmingham

Put everyday care choices in your hands

SakeOf is a healthcare membership built around a more member-directed approach to care. Start with the kind of help you need, consider the membership features you have selected and activated, and choose a practical next step. That might mean a virtual visit for an appropriate everyday concern, finding an in-person provider, or getting support understanding a bill.

The calculator can help you compare membership configurations and optional features. The Savings Guide explains how the membership works, and Jordan can help you understand your options. Use provider search to explore care choices, then contact the specific provider to discuss the service, availability, and charges.

Find an everyday-care starting point

For an appropriate non-emergency concern, selected and active Zero Copay Telemedicine or Virtual Primary Care may offer a convenient way to get care or guidance. Virtual Primary Care may also suit someone looking for an ongoing primary-care relationship. The services available depend on the feature and its program rules. If your needs call for an in-person exam, test, or specialist, you can choose a provider and arrange that care separately.

If you need a prescription, check whether Rx and Prescription Benefits is selected and active and whether the medication and service fit its rules. A medication or pharmacy charge outside the applicable benefit may remain a separate expense. Check the feature details before relying on it for a particular medication.

Mental Health and Counseling, when selected and active, may offer counseling support, follow-up, crisis support, and referrals to appropriate resources when more care is needed. Psychiatry, inpatient behavioral health, emergency psychiatric care, and medication costs are not automatically included just because counseling is active. For an emergency, contact emergency services or go to an emergency department.

Choose Birmingham-area in-person care

ZIP code 35217 is associated with Birmingham in Jefferson County. For an in-person visit, UAB Medicine, Cooper Green Mercy Health Services, and Jefferson County Department of Health (JCDH) clinics are local starting points. Their services and appointment processes differ, so check the relevant location’s directory and contact the site to confirm it offers the care you need.

UAB Hospital is at 1802 6th Avenue South in Birmingham, and The Kirklin Clinic of UAB Hospital is at 2000 6th Avenue South. UAB Medicine’s location directory can help you identify facilities and contact details. Cooper Green lists primary and specialty clinics, urgent care, pharmacy, and radiology, as well as enrollment contacts. Some services have enrollment or financial-assistance requirements; confirm current terms and fees with Cooper Green. JCDH’s county clinic directory lists locations and services including immunization, child health, family planning, and sexual health. The service and appointment requirements vary by clinic, so check the relevant location before making plans.

Before scheduling, ask what the expected price includes. A visit, laboratory work, imaging, professional fees, and follow-up may have separate charges. UAB Medicine offers a price estimator and standard-charge information; posted charges may not be your final cost, and separate professional charges may apply. CMS explains how consumers can use hospital standard-charge and shoppable-service information to compare prices. ^www.cms.gov

If you use Medicaid, Alabama Medicaid’s Provider Directory can be searched by provider, specialty, county, or city. Not all provider types appear in the directory, so confirm participation and appointment availability directly with the provider. ^{www.medicaid.alabamaservices.org}

Get help making sense of a bill

If a bill seems unclear or higher than expected, SakeOf Full Service advocacy can help with bill verification, fair-price review, and negotiation support. Keep the itemized bill, any estimate, and related records together, then contact SakeOf to understand the review process. Advocacy can help you examine charges, but it does not guarantee a particular price or result.

For planned care, request an estimate from the facility and ask which services and charges it includes. After care, compare the bill with the estimate and ask the provider’s billing office to explain differences. CMS’s consumer resources can also help you understand hospital standard-charge information. ^www.cms.gov

Know how larger eligible needs are handled

For a larger eligible medical event, SakeOf’s process includes bill review, fair-price support, and an applicable member commitment. Voluntary community funding may be considered for larger eligible events under program rules. Eligibility and how the rules apply depend on the program and clinical review; keep estimates and itemized bills available so they can be reviewed.

If you are planning a procedure, start early: ask the provider for a detailed estimate, check which facility and professional charges it includes, and contact SakeOf to understand the applicable process and member commitment. The Savings Guide and Jordan can help you learn how the membership works before you compare options.

Compare features for your household

Optional features can be compared in the calculator. Maternity Care may include potentially eligible prenatal visits, medically necessary prenatal labs, standard diagnostic ultrasounds, pregnancy-related specialist care, delivery-related charges, and routine pregnancy-related postpartum care through six weeks. Pregnancy must begin after the continuous 12-month maternity waiting period is complete; program rules and limits apply.

Dental and Vision Discounts, Chiropractic and Acupuncture, and Durable Medical Equipment are also optional features. Physical and Occupational Therapy has a shared 12-visit limit and $780 annual maximum across the enrolled membership. Eligible visits have a $35 feature-specific member responsibility, which replaces the standard $500 event commitment for those visits under this feature. Selection, activation, and the feature’s rules determine which benefits apply. Review the Savings Guide and calculator to compare options for your needs.

Take your next step

• Compare membership options: Use the calculator to review configurations and optional features.
• Plan everyday care: Explore the Savings Guide or ask Jordan about the process.
• Find a local provider: Use provider search, then confirm the service, appointment requirements, availability, and charges with the location.
• Prepare for a bill: Request an estimate for planned care, keep itemized documents, and ask about Full Service advocacy if you need help reviewing a charge.
• Consider a larger need: Contact SakeOf early to understand the applicable review process and member commitment.