How SakeOf works
Start with the simplest useful care option, move to local care when you need it, and bring SakeOf into the cost conversation before a bigger bill becomes a surprise.
SakeOf gives you a smarter way to manage healthcare: everyday care options, freedom to choose providers, help with bills and prices, and community support for eligible larger needs.
Start with the simplest useful care option, move to local care when you need it, and bring SakeOf into the cost conversation before a bigger bill becomes a surprise.
SakeOf brings routine care, local provider choice, cost support, and help with larger eligible medical needs into one practical member experience.
When Zero Copay Telemedicine is selected and active, eligible urgent-care consultations can be available around the clock at $0 where the service is offered.
See options and pricingVirtual Primary Care can give members a consistent place to start for routine questions, follow-up, and navigating what comes next.
See how it fitsPrescription support can help members understand options and look for more practical ways to fill everyday medications.
Explore member featuresUse local research and provider search tools to compare nearby options when you need a clinic, specialist, hospital, lab, or other in-person service.
Find local guidesFull Service can include bill verification, fair-price review, and negotiation support when applicable so members do not have to sort through everything alone.
Explore member advocacyEligible larger medical needs can follow SakeOf's community-support process after the applicable member commitment.
Understand the modelAdd or explore features based on how you actually use healthcare instead of treating every household exactly the same.
Run your estimate, get the Savings Guide, or go straight to membership options.
Use the statewide picture to understand the market, then move into a city or ZIP when you need more specific local context.

Hawaiʻi’s statewide healthcare access and cost context includes Department of Health resources, Med-QUEST eligibility and provider information, Medicare counseling, and hospital price-transparency tools.
Healthcare planning, facility and utilization resources, and Certificate of Need information.
Choose a city for the local healthcare picture, then go deeper into a published ZIP guide when you want the most specific research available.
1 published ZIP guide available for this area.
Explore Aiea1 published ZIP guide available for this area.
Explore Anahola1 published ZIP guide available for this area.
Explore Camp H M Smith1 published ZIP guide available for this area.
Explore Captain Cook1 published ZIP guide available for this area.
Explore Eleele1 published ZIP guide available for this area.
Explore Ewa Beach1 published ZIP guide available for this area.
Explore Fort Shafter1 published ZIP guide available for this area.
Explore Haiku1 published ZIP guide available for this area.
Explore Hakalau1 published ZIP guide available for this area.
Explore Haleiwa1 published ZIP guide available for this area.
Explore Hanalei1 published ZIP guide available for this area.
Explore Hanamaulu1 published ZIP guide available for this area.
Explore Hanapepe1 published ZIP guide available for this area.
Explore Hauula1 published ZIP guide available for this area.
Explore Hawaii National Park1 published ZIP guide available for this area.
Explore Hawi2 published ZIP guides available for this area.
Explore Hilo1 published ZIP guide available for this area.
Explore HolualoaOnly published local guides are shown here. As more locations clear research and quality checks, they automatically become part of the Hawaii directory.
Choose a biomarker panel, schedule a licensed phlebotomist to come to your home or office, and review results with plain-language context in your dashboard.

Explore a transparent healthcare sharing option for eligible teams, with straightforward education, member guidance, and year-round access.
Explore employer solutionsThe Healthcare Savings Guide walks through the SakeOf model, everyday care options, larger eligible needs, and the questions worth asking before you decide.
Start with the big picture here. When your question depends on where you live, use the city and ZIP guides above for a more local answer.
Start with the city directory on this page, then open the ZIP guide closest to you. SakeOf local guides connect structured location context with practical questions about care, cost, and access, with deeper researched resources added where available.
SakeOf is built around provider choice. When you need in-person care, you can search local providers, compare the service and price when practical, and choose where you want to go.
Depending on the features you select, SakeOf can include telemedicine, Virtual Primary Care, prescription support, mental health resources, dental options, and other everyday-care tools.
Full Service can include bill verification, fair-price review, and negotiation support when applicable. Eligible larger medical needs can also follow the program's community-support process after the applicable member commitment.
The Hawaii page gives you the statewide picture. City pages narrow that down to local care and resources, while ZIP guides provide the most specific location-level page for an area and can be enriched with deeper research over time.
State and local research helps you understand what is around you. Member stories show what the SakeOf experience can look like after you join.