Healthcare after employer coverage ends in Aurora

Start with the care you need

SakeOf is a healthcare membership for people who want a more hands-on path to care and medical costs. Depending on the options selected and active, members may have access to virtual care, prescription services, counseling, Virtual Primary Care, and other services or discounts. Members can choose a provider when in-person care makes sense, and Full Service advocacy can help review confusing bills and fair pricing. For larger eligible medical needs, expenses may be considered for voluntary member-to-member community funding under program rules.

To get started, identify the need in front of you: a routine concern, ongoing primary care, a prescription, a local appointment, or a bill that needs review. Then check which options are active for you. The calculator and Savings Guide can help you explore membership choices and expected care needs; Jordan can answer questions about membership features.

Use virtual care and ongoing-care options thoughtfully

Selected, active Zero Copay Telemedicine may provide a convenient first contact for a routine health concern. Virtual Primary Care may be an option for primary-care needs when it is selected and active. These services can help you discuss a concern and consider a next step. If you need a physical exam, lab, imaging, specialist, or hospital service, confirm whether an in-person appointment is appropriate and arrange it with a provider who offers that service.

For ongoing primary-care needs, check the details of Virtual Primary Care in your active membership and consider whether a virtual visit fits the issue you want to discuss. The clinician may recommend an in-person service. Choosing a virtual option does not by itself arrange separate testing, specialist care, or a facility visit.

Selected, active Mental Health and Counseling may include problem assessment, supportive counseling, follow-up sessions when available, and referrals for additional care. Psychiatry, medication costs, inpatient behavioral health, and emergency psychiatric care are separate unless another active program expressly includes them. Counseling may offer crisis support, but use appropriate emergency services for an emergency.

Check prescription details before filling

Look up a medication in the current pharmacy tool before filling it. Listed formulary medications may be available at $0 when filled through the participating-pharmacy process and when prescribing and dispensing requirements are met. The current formulary and vendor rules determine whether a particular medication qualifies.

A medication outside the active formulary may have a negotiated or discount price, but is not automatically $0 or eligible for community funding. Chronic-maintenance, specialty, compounded, fertility, weight-loss, and mental-health medications are included only when a separate active program expressly provides them. Participating pharmacies and formulary details may change, so verify the medication and process in the current tool.

Choose local care and confirm the details

Aurora’s Anschutz Medical Campus includes UCHealth University of Colorado Hospital and Children’s Hospital Colorado; the hospitals publish separate location and patient-cost information. UCHealth University of Colorado Hospital is at 12605 E. 16th Avenue, Aurora, CO 80045, and its location information describes services and patient access details. Confirm directly that the location provides the service you need and has an appointment available. A campus location alone does not establish service or appointment availability.

Arapahoe County Public Health lists Aurora locations at Altura Plaza, 15400 E. 14th Place, and Aurora South, 15192 E. Hampden Ave. County programs include prevention, testing, immunization, nutrition, and family-support services, but offerings, eligibility, and fees vary by program and site. Contact the county before visiting to confirm the service, location, fees, and appointment requirements.

When comparing hospital estimates in Colorado, use the statewide hospital-price tool for participating facilities and check what the quote includes. Ask whether facility charges, professional fees, labs, and imaging are included or billed separately. If you use Health First Colorado, its provider search and member support can help with provider-finding and questions about benefits, bills, or pharmacy. Confirm current provider participation and appointment availability directly.

Get help understanding a medical bill

Full Service advocacy can help verify a bill, review fair pricing, and support negotiation. This can give you a practical way to understand charges and identify what documentation may be needed. Keep the itemized bill, including service dates, provider information, and CPT or HCPCS codes when available. SakeOf may also request medical records, clinical notes, diagnosis or procedure details, provider documentation, billing records, or a signed medical-record release to review eligibility, medical necessity, and fair pricing.

Submit complete documents within six months of the service date. Submit a balance bill, denial, or payment demand within 10 days of receiving it. Advocacy supports review and negotiation but does not guarantee a particular price or outcome. Gather the bill and contact SakeOf to ask about the review process.

Consider membership options for larger or specific needs

For a larger medical event, Full Service advocacy can help review bills and support fair-price discussions. Eligible expenses may also be considered for voluntary community funding under the applicable program rules. Funding is voluntary; eligibility and any amount considered depend on review and the membership terms, including the applicable member commitment. Check your active membership options and event details before relying on a particular feature.

Depending on the options selected and active, membership choices may also include maternity, dental and vision discounts, chiropractic or acupuncture, PT/OT, and durable medical equipment. Potentially eligible equipment may include medically necessary walkers, crutches, wheelchairs, prescribed braces, hospital beds, nebulizers, or CPAP machines ordered by a qualified provider. Availability and eligibility depend on the applicable program rules.

• Explore costs and options: Use the calculator and Savings Guide to consider how membership options may fit your expected care.
• Find care: Use the provider search for participating services, then confirm the location, appointment, and billing details directly.
• Ask about membership: Talk with Jordan or review membership options to understand which features are selected and active.
• Check local public health services: Contact Arapahoe County to confirm current services, site, eligibility, fees, and appointment requirements.