Healthcare after employer coverage ends in Mount Zion

A more practical way to organize everyday care

SakeOf is a healthcare membership built around useful choices: access everyday-care services that fit your needs, choose the provider you want for in-person care, and get support making sense of prices and bills. Instead of treating every health question as a search for a facility or a payment process, you can start with the type of care you need and the membership features you have active.

For a common illness or symptom, telemedicine may be a convenient first step. For ongoing virtual primary care, the required feature bundle provides a dedicated physician relationship and follow-up. If you need an exam, lab, imaging, specialist, procedure, or hospital service, you can choose an in-person provider. SakeOf Full Service can help with bill verification, fair-price review, and negotiation support, while larger eligible events follow program rules and may involve voluntary community funding.

To see which features fit your household, compare membership options with the calculator and Savings Guide, search for providers, or ask Jordan to walk you through choices before enrolling.

Start with everyday care when virtual care fits

Zero Copay Telemedicine, when selected and active, offers 24/7 access to consultations for common non-emergency illnesses and symptoms that are appropriate for virtual care. The service partner describes unlimited medically appropriate consultations. A clinician determines whether a virtual visit is suitable and whether a prescription is appropriate. If you need an in-person exam, lab, imaging, specialist, or other service, you can choose a provider for that next step.

Rx and Prescription Benefits are designed primarily for medicines commonly prescribed for acute conditions. A listed formulary medicine can be available at $0 through the participating-pharmacy process when prescribing, dispensing, and other program requirements are met. Check the current formulary and pharmacy tool for a specific medicine; ongoing maintenance and other medicines are not automatically included at $0.

Mental Health and Counseling can offer telephonic counseling, follow-up with the original counselor when available, crisis support, and referrals when more care is needed. Counseling does not by itself include every behavioral-health service or medication cost.

Build a virtual primary-care relationship

Virtual Primary Care is a higher service tier for members who want ongoing virtual follow-up rather than a one-time consultation. It includes a dedicated physician relationship, an annual virtual wellness visit and health-risk assessment, plus chronic-care follow-up and medication-management support when clinically appropriate for virtual care.

The current Virtual Primary Care bundle requires active Rx and Prescription Benefits, Zero Copay Telemedicine, and Mental Health and Counseling. Zero Copay Telemedicine itself also requires Rx and Prescription Benefits; Mental Health and Counseling requires both Rx and telemedicine. Review the current membership options to understand the feature combination and monthly adjustments for your selected services.

Choose local in-person care when you need it

The West Virginia Division of Primary Care lists the Calhoun Middle/High School site as a school-based health center in Calhoun County, and Minnie Hamilton Health System lists Calhoun school-based clinics. Listings identify a local access point, but do not confirm current operating dates, hours, eligibility, or the services available. Call Minnie Hamilton Health System at (304) 354-9244 before visiting to verify those details and ask about appointments and current telehealth availability.

Minnie Hamilton Health System provides hospital, emergency, and primary-care services in Calhoun County. Ask which location can provide the service you need and whether you need an appointment or referral. For emergency needs, contact emergency services.

When you need an exam, test, specialist, or planned hospital service, you can choose a provider and request an estimate before scheduling when practical. Ask whether it includes professional fees, facility charges, laboratory work, imaging, and other related services, since charges may be separate. Minnie Hamilton Health System publishes price information and financial-assistance resources; contact the system to confirm what applies to your specific service.

Make sense of bills and plan for larger eligible needs

If a bill is confusing, gather the itemized statement, service date, and any estimate or other information you received. SakeOf Full Service advocacy can help verify bills, review fair pricing, and support negotiation. Share the documents with SakeOf and ask about the process and next steps.

For planned higher-cost care, contact SakeOf in advance when reasonably possible. You can ask how the process works and what applicable member commitment may apply before the service. Keep membership current, provide complete itemized bills and requested documentation, and respond promptly to requests for information.

For a larger eligible event, SakeOf’s process involves the applicable member commitment and may include voluntary community funding. Eligibility and handling depend on program rules and review, so funding is not guaranteed. This approach pairs your choice of provider with practical bill support and potential community help for eligible larger needs.

Compare useful membership features and public resources

Optional membership features may include maternity care, dental and vision discounts, chiropractic and acupuncture, physical and occupational therapy, and durable medical equipment. Availability depends on the features you select, keep active, and use according to program rules. Compare options with the calculator and Savings Guide, use provider search, or ask Jordan for help identifying a combination that fits your needs.

For public program questions, the Calhoun County Department of Human Services office lists assistance with Medicaid, WVCHIP, and non-emergency medical transportation. Confirm eligibility and application or transportation procedures with the office. WV PATH supports screening and applications for Medicaid and WVCHIP, and West Virginia Medicaid member resources cover topics such as transportation and renewals. bms.wv.gov

Your next steps: Check your active features for everyday care, call Minnie Hamilton Health System at (304) 354-9244 to confirm local access, request an estimate for planned services, and contact SakeOf with questions about a bill or larger eligible event.