Healthcare before Medicare in Masontown

Start with the care you need—not a maze of steps

SakeOf is a healthcare membership built around practical services, advocacy, fair-price review, and voluntary community sharing. It offers a smarter alternative to the traditional insurance-first way of paying for and navigating healthcare: begin with the type of care you need, then use the services and support available through your active membership.

For a common, non-emergency illness or symptom, selected Zero Copay Telemedicine can provide access to a licensed clinician through the current service partner. If you need an in-person examination, lab, imaging, specialist, or hospital service, choose a local provider and confirm the service, appointment availability, and price directly. Those local services are not included just because a telemedicine visit recommends them.

Full Service is designed to add help with the bills and decisions that can follow care. It includes advocacy, bill verification, fair-price review, and negotiation support, alongside voluntary community funding for larger eligible events under program rules. Use the calculator or Savings Guide to explore membership options and costs before deciding on a next step.

Build an everyday-care path around active services

When selected and active, Zero Copay Telemedicine is intended for common non-emergency illnesses and symptoms appropriate for virtual care. The service partner describes access to medically appropriate consultations without a program limit on frequency or duration. Clinical appropriateness, availability, technology, state law, and prescribing rules still apply.

Rx and Prescription Benefits may be selected alongside telemedicine. Listed formulary medications can be available at $0 when the participating-pharmacy process and prescribing and dispensing requirements are met. The active formulary determines whether a specific medication qualifies; other medications may have a negotiated or discount price, and chronic-maintenance or specialty medications are not automatically included. Check the current pharmacy tool before filling a prescription.

Mental Health and Counseling can be selected as part of the available service bundle. The current partner describes on-demand telephonic counseling and, when arranged and available, up to three face-to-face counseling consultations per incident. Virtual Primary Care is a higher bundled service tier that includes a dedicated physician relationship, an annual virtual wellness visit, and follow-up or medication-management support when clinically appropriate. Each option is subject to its selection, activation, eligibility, and program requirements.

Use nearby care for visits, tests, and prescriptions

Masontown has a family-medicine practice and pharmacy listed locally, but confirm current operations and appointment availability before traveling. Belldina’s Pharmacy is listed at 107 S Main Street; call to check hours, prescription services, and payment arrangements. Ask the prescriber and pharmacy whether a medication is on the active formulary and what it will cost through the applicable process.

For hospital and additional primary-care services, Preston Memorial Hospital and Mon Health Preston Primary Care locations are listed in Kingwood. Preston Memorial Hospital is at 150 Memorial Drive, Kingwood, and can be reached at 304-329-1400. Mon Health also lists an urgent-care location in Reedsville. Contact each location to confirm the specific service, hours, appointment availability, and payment arrangements before making the trip.

For non-emergency care, ask the practice for a service-specific price before the visit. For a test or hospital service, request an estimate and ask whether separate professional or ancillary charges may apply. Posted hospital charges can help with comparison, but they may not equal a patient’s final costs. The CMS hospital price-transparency resource explains what hospitals publish and how consumers can use price information.^www.cms.gov

Preston County Health Department lists immunizations, communicable-disease services, HIV/STD testing and counseling, and tuberculosis screening. Contact the department to confirm which services are currently offered, whether an appointment is needed, and any cost. This is a county resource; confirm its location and access details before traveling from Masontown.

Get help when a bill or price is hard to understand

With Full Service, SakeOf’s advocacy process can help members verify bills, review whether pricing is fair, and support negotiation. Keep the itemized bill and related provider documents together. An itemized bill is required for submissions and should include dates of service, provider information, and CPT or HCPCS codes when available. SakeOf may request records or other documentation to review eligibility, medical necessity, or pricing.

Submit complete documents within six months of the service date. If you receive a balance bill, denial, or payment demand, submit it within 10 days of receiving it. Those timelines help the review process move forward; they do not guarantee that a bill will qualify for sharing or that a particular amount will be resolved.

Understand support for larger eligible medical events

For larger eligible events, Full Service combines member advocacy and fair-price review with voluntary community funding. Sharing is voluntary and subject to the program’s eligibility review and rules. The applicable member commitment is part of how larger eligible events are considered; review the Program Guide and membership materials for the commitment and requirements that apply to your membership.

Potentially eligible categories can include medically necessary illness or injury care, emergency and urgent care, diagnostics, labs, imaging, hospitalization, surgery, and medically necessary ambulance services. Eligibility depends on documentation, program rules, and review. This is a separate path from direct-service features such as telemedicine, and it does not make every service or bill automatically eligible.

Choose options that match your household’s needs

Optional features may include maternity care, dental and vision discounts, chiropractic and acupuncture, physical and occupational therapy, and durable medical equipment. These are membership options, not automatic benefits: they apply only when selected, active, eligible, and used according to program rules. Review current feature details and any dependencies before enrollment.

People exploring public programs can review Medicaid and WVCHIP information through WV PATH, which supports screening and applications. The Preston County Department of Human Services office also lists Medicaid and WVCHIP assistance. The West Virginia Bureau for Medical Services provides member information about topics including managed care, transportation, and renewals.^bms.wv.gov

Take a useful next step in 26542

• For a new, non-emergency symptom: Check whether Zero Copay Telemedicine is selected and active, then use it when virtual care is appropriate.
• For an in-person visit or test: Contact the provider first to confirm availability, service details, and a service-specific estimate.
• For a prescription: Check the active formulary and participating-pharmacy process; confirm hours and payment details with Belldina’s Pharmacy.
• For a confusing bill: Gather the itemized bill and supporting records, then contact SakeOf about the advocacy and submission process.
• To compare options: Use the calculator and Savings Guide, search for providers, ask Jordan a question, or review membership options.